19266 FISHERMANS BEND DRIVE, LUTZ, FL, 33558
Active13 days on marketListed Oct 24, 2026MLS #TB8560768
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About this home
19266 FISHERMANS BEND DRIVE
**BRAND NEW ROOF - BRAND NEW A/C - FLOOD ZONE X!** Welcome to 19266 Fishermans Bend Drive, a stunning 4 bedroom, 3.5 bathroom home offering 2,950 square feet of living space in the highly sought after Heritage Harbor community of Lutz! Combining spacious living, incredible neighborhood amenities, and a picturesque natural setting, this home truly offers the best of Florida living while being located in one of the highest rated school districts in all of Hillsborough County. Step inside and discover a home designed for both comfortable everyday living and effortless entertaining. With four generously sized bedrooms, three and a half bathrooms, and plenty of room to spread out, there's space for everyone to feel right at home. Even better, enjoy the peace of mind that comes with the aforementioned 2026 roof, 2026 A/C unit, and a location in Flood Zone X! Outside, the fully fenced backyard provides a wonderful setting for relaxing, entertaining, or enjoying the Florida sunshine. But what truly makes this property special is its proximity to a beautiful pond teeming with wildlife. Imagine sipping your morning coffee while watching deer wander nearby, turtles bask along the water, and even the occasional otter make an appearance! It's a little slice of nature right next door. And the lifestyle doesn't stop at your doorstep! Heritage Harbor offers an exceptional golf course community lifestyle, featuring the beautiful Heritage Harbor Golf Club, where golf enthusiasts can enjoy a round surrounded by scenic Florida landscapes. Beyond the fairways, residents can enjoy incredible community amenities, highlighted by a spectacular waterpark style swimming pool that feels like your own private resort. Whether you're spending your weekends on the golf course, relaxing poolside, or simply taking in the natural beauty of the neighborhood, there's something here for everyone. Spacious living, major recent upgrades, abundant wildlife, golf course living, and resort style amenities, all in one of Lutz's most desirable communities. This is more than just a house. It's a place you'll love calling home. Schedule your private showing and experience Heritage Harbor for yourself!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,950
Sqft
0.16 ac
Lot size
2
Garage
2004
Year built
Two
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,899 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,899/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.1%
$/sqft vs Lutz actives
$203 vs $243
Days on market
13 vs 56 typical
Where $203/sqft sits among the 259 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$448K → $508K
Lutz median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
163 of 259
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 19266 FISHERMANS BEND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$630,000
4021 FISHERMANS COVE COURT · same community
6 bd · 3 ba · 3,387 sqft · $186/sqft · 15 DOM
Sold · Jun ’26$590,000
19254 FISHERMANS BEND DRIVE · same community
3 bd · 2 ba · 2,053 sqft · $287/sqft · 33 DOM
Sold · Jul ’26$485,000
19036 FISHERMANS BEND DRIVE
4 bd · 3.5 ba · 2,930 sqft · $166/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19266 FISHERMANS BEND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19266 FISHERMANS BEND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19266 FISHERMANS BEND DRIVE FAQs
What would the monthly payment be for 19266 FISHERMANS BEND DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,899/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19266 FISHERMANS BEND DRIVE?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19266 FISHERMANS BEND DRIVE?+
The most recent tax bill on record (2025) was $7,354. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19266 FISHERMANS BEND DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $600,000, this home is listed about 22% above the Lutz median of $493,000. The market section on this page shows how the area is trending.
Which schools are assigned to 19266 FISHERMANS BEND DRIVE?+
Schwarzkopf Elementary School (elementary), Steinbrenner High School (high), Martinez Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Jason Arvin. MLS #TB8560768.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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