1581 GULF BOULEVARD UNIT 403N, CLEARWATER, FL, 33767
Active9 days on marketListed Oct 29, 2026MLS #TB8560860
About this home
1581 GULF BOULEVARD UNIT 403N
Deeded deepwater boat slip! Enjoy the best of boating and beach living on Sand Key in Clearwater. This fully furnished two-bedroom, two-bath waterfront condominium features a deeded deepwater boat slip, Gulf and Intracoastal Waterway views from every window. A full-length private balcony connects the living area and primary suite to the coastal surroundings, while two deeded parking spaces, including one covered beneath the building, provide added convenience. The kitchen features granite countertops, stainless steel GE appliances, a convection oven, custom tray ceiling and accent lighting. The primary suite offers three pass-through closets with custom built-ins and an en-suite bath featuring a split vanity, dedicated makeup area and glass-enclosed tile shower with a built-in bench. The guest bath includes dual vanities and a separate walk-in shower. Additional features include luxury vinyl plank and ceramic tile flooring, plantation shutters, motorized hurricane shutters, hurricane-rated sliding glass doors, an in-unit washer and dryer, and a new water heater installed in 2026. This unit is in the North Building with unlimited views. Community amenities include two swimming pools, fishing pier and a secured lobby entrance, with public beach access directly across Gulf Boulevard to Sand Key's sugar sand shoreline. Enjoy nearby waterfront dining at Backwaters and Columbia Restaurant, while the restaurants, shopping and entertainment of Clearwater Beach are accessible by bicycle or trolley. The building has completed and passed all required milestone inspections.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,363
Sqft
1980
Year built
One
Levels
$528
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,739 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,739/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.2%
$/sqft vs Clearwater actives
$528 vs $248
Days on market
9 vs 55 typical
Where $528/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Sand Key — neighborhood snapshot
Population
2,590
Median age
71
Median income
$114,640
Median home value
$740,000
Avg household
2
Households w/ children
12%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$330K → $275K
Clearwater median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
209 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1581 GULF BOULEVARD UNIT 403N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$505,000
1581 GULF BOULEVARD UNIT 102N · same community
2 bd · 2 ba · 1,363 sqft · $371/sqft · 32 DOM
Sold · Apr ’26$420,000
1591 GULF BOULEVARD UNIT 304S · same community
2 bd · 2 ba · 1,363 sqft · $308/sqft · 10 DOM
Sold · Oct ’25$605,000
1591 GULF BOULEVARD UNIT 504S · same community
2 bd · 2 ba · 1,363 sqft · $444/sqft · 296 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1581 GULF BOULEVARD UNIT 403N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1581 GULF BOULEVARD UNIT 403N — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1581 GULF BOULEVARD UNIT 403N FAQs
What would the monthly payment be for 1581 GULF BOULEVARD UNIT 403N?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,739/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1581 GULF BOULEVARD UNIT 403N?+
The most recent tax bill on record (2025) was $9,341. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1581 GULF BOULEVARD UNIT 403N?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $720,000, this home is listed about 140% above the Clearwater median of $299,737. The market section on this page shows how the area is trending.
Which schools are assigned to 1581 GULF BOULEVARD UNIT 403N?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$720,000 runs 27% above the CLEARWATER 33767 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTL REALTY · Olga Sexson. MLS #TB8560860.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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