CENTURY 21 Edge
$1,590,0005 bd4 ba5,396 sqft$295 /sqft≈$11,483 /mo all-in ↓

4310 61ST STREET E, PALMETTO, FL, 34221

Active7 days on marketListed Oct 31, 2026MLS #TB8560990

WaterfrontPrivate poolSingle Family ResidenceNONE

About this home

4310 61ST STREET E

CUSTOM POOL HOME ON 5 ACRES, with RV SITE, PRIVATE LAKE, IN-LAW SUITE and 20’X40’ GARAGE. The front yard calls to you with custom tiled travertine sidewalk bordered by Greek style balustrade and Corinthian carved Greek columns. Travertine steps lead into the home with grace and elegance. Let the soaring cathedral ceilings and cozy loft wow you as you open the door into a rustic wide-open living room with custom wood burning fireplace, custom staggered-depth, three-dimensional pecky cypress plank walls, antique chandeliers, tile floors, dining room and kitchen space made for gathering, laughter, and living beautifully together. Kitchen is accented with granite countertops, ample cabinetry, Mexican terracotta tile floors and a walk-through food pantry with sink. Follow the custom pecky cypress and hardwood staircase to the cozy wide-open loft with custom three-dimension pecky cypress plank walls. Here you will find a dreamy primary suite with walk-in closet, private balcony overlooking the pool, bathroom with finished marble walls, and garden whirlpool tub with shower. A secondary primary suite is located on the main floor, with unfinished marble floors and marble wainscoting on the walls, a built-in and walk-in closet, en suite bathroom with cappuccino unpolished marble wall tile, garden whirlpool tub with shower and custom sauna room wrapped wall to wall in custom wood for your luxury. Guest room with built-in closet and dual entry bathroom with double pedestal sinks and walk-in tile shower. A huge recreation room with lots of windows, ceiling fans, two entrance doors and tiled floors opens onto the pool deck. The pool is fresh water but has the potential to be switched to the saltwater easily. The POOL is 8 feet deep and is a custom build with pebble tech surfacing, entrance stairs for easy access and out door shower. A customized spacious patio beside the pool is perfect for cookouts, reunions, and long, golden Florida evenings around the pool. Attached, you will find a wonderful IN-LAW SUITE with a full kitchen, dining room, great wide open living space, two bedrooms, private gym and recreation room. Bathroom is accented with unfinished marble floors and walls, and whirlpool garden tub/shower combo. A large 20X40 garage with high ceilings, French doors and shop provide a great man cave. The home has convenient access to city water and a private septic system. Outside, the grounds are green and grassy and with tropical fruit trees — papaya, mango, avocado, fig, guava, sugarcane, and lemon. Awaiting your discovery is the private, spring-fed, stocked lake, cold and picture perfect for your paddle boarding or kayaking adventures. A private RV SITE with electric, water hookup and septic tank with leach field is nestled in the bamboo thicket for privacy. Two storage sheds are available near the RV site. Property is conveniently located 20 minutes from downtown Saint Petersburg, 20 minutes from downtown Sarasota, 20 minutes to Sarasota International Airport. 15 minutes from the mall, entertainment and dining. This is a truly great place to entertain and enjoy your friends and family. It’s a must see.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

5,396

Sqft

5 ac

Lot size

5

Garage

1977

Year built

Two

Levels

$295

Per sqft

Private poolWaterfrontFireplaceTrees/Woods & Water view

Inside

FlooringCeramic Tile · Marble · Tile · Travertine
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Sauna · Solid Surface Counters · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal · Other
ConstructionWood Frame
FoundationSlab
ViewTrees/Woods · Water
FacesNorth
ExteriorDog Run · Garden · Outdoor Grill · Outdoor Shower · Playground · Private Entrance · Private Mailbox · Private Yard · RV Hookup · Storage

Community & fees

Taxes (2025)$8,652/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,483 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$10,006
PMI (est., until 20% equity)$596
Property tax — 2025 actual bill$721
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $159,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $159,000
Interest rate7.50%
Loan term

Estimated payment

$11,483/mo

Principal & interest$10,006
PMI (est., until 20% equity)$596
Property taxes (actual bill)$721
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.6M
$1.5MedgeAI estimate $1,770,848 · range $1.6M–$1.9M$2.0M

vs edgeAI estimate

−10.2%

$/sqft vs NONE

$295 vs $317

Days on market

7 vs 73 typical

Where $295/sqft sits among the 227 homes for sale in NONE

136 · this home
45
15
10
5
16
$129–378$378–626$626–875$875–1123$1123–1371$1371+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Drive times from this address

Downtown Tampa≈ 45 min
Tampa Int’l Airport (TPA)≈ 52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

56,208

Median age

45.5

Median income

$77,712

Median home value

$338,600

Avg household

2.6

Households w/ children

4,828

For the school run

Manatee County School District

ElementaryVirgil Mills Elementary School★★★★★
MiddleBuffalo Creek Middle School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$375K → $390K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

113 of 227

NONE have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 336% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Oct 31, 2026Listed at $1,590,000 · 7 days on market since
1977Built · NONE

Reality check

What actually sold near 4310 61ST STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

23321 N BUCKHILL ROADSold · Feb ’26

$712,044

23321 N BUCKHILL ROAD · same community

3 bd · 3 ba · 3,228 sqft · $221/sqft · 651 DOM

7320 MARLO ROADSold · Jul ’26

$311,760

7320 MARLO ROAD · same community

3 bd · 3 ba · 2,584 sqft · $121/sqft · 78 DOM

517 CENTRAL AVENUE SESold · Dec ’25

$111,000

517 CENTRAL AVENUE SE · same community

4 bd · 1.5 ba · 2,521 sqft · $44/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Emanuel Marin Maldonado

Your agent

Emanuel Marin Maldonado

Real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4310 61ST STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4310 61ST STREET E — before you fall in love.

See it in person

Schedule a tour

Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4310 61ST STREET E FAQs

What would the monthly payment be for 4310 61ST STREET E?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $11,483/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4310 61ST STREET E?+

The most recent tax bill on record (2025) was $8,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palmetto?+

At $1,590,000, this home is listed about 300% above the Palmetto median of $397,950. The market section on this page shows how the area is trending.

Which schools are assigned to 4310 61ST STREET E?+

Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,590,000 runs 336% above the PALMETTO 34221 median — but at 5,396 sqft it's also nearly 3 times the size of the typical Palmetto listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 7 days on market in a Palmetto market that averages 73 — if it fits, move quickly.

Listing courtesy of SANTANA AND COMPANY REAL ESTATE · Ruth Santana. MLS #TB8560990.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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