7401 OAK CREST DRIVE, PORT RICHEY, FL, 34668
Active14 days on marketListed Oct 24, 2026MLS #TB8561312
About this home
7401 OAK CREST DRIVE
No HOA......Great Location in Port Richey close to shopping and Buses Restaurants and parks and Library ....Quiet neighborhood Large Back yard chain link fence. Can move right in ...3 Bedroom 2 bath split plan,One Car Garage with washer Dryer hook up and Utility sink... Great kitchen lots of Solid wood cabinets And Granite Countertops,Stainless steel appliances Roof was put on 2021,A/C system 2021,New Laminate Flooring,Many new windows in Living Room and One Bed Room and in Dining room....New window coverings...Rooms are spacious and Bright,,,New paint through house, Garage and outside ....Just Landscaped in front and back of house....Florida room in back has windows and screens with a fan to make it really usable,Lovely view of the back yard..This is a must see home ready to move in.....
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,442
Sqft
0.12 ac
Lot size
1
Garage
1973
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,545 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,545/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.1%
$/sqft vs REGENCY PARK
$192 vs $201
Days on market
14 vs 54 typical
Where $192/sqft sits among the 44 homes for sale in REGENCY PARK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Regency Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
Regency Park — neighborhood snapshot
Population
6,546
Median age
39
Median income
$53,515
Median home value
$186,945
Avg household
3
Households w/ children
711
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$225K → $235K
Port Richey median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
21 of 44
REGENCY PARK have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 7401 OAK CREST DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$315,999
9825 AETNA LANE · same community
3 bd · 2 ba · 1,442 sqft · $219/sqft · 15 DOM
Sold · Sep ’26$231,750
7611 EMBASSY BOULEVARD · same community
3 bd · 2 ba · 1,442 sqft · $161/sqft · 3 DOM
Sold · Dec ’25$240,000
9341 MARK TWAIN LANE · same community
3 bd · 2 ba · 1,442 sqft · $166/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7401 OAK CREST DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7401 OAK CREST DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7401 OAK CREST DRIVE FAQs
What would the monthly payment be for 7401 OAK CREST DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,545/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7401 OAK CREST DRIVE?+
The most recent tax bill on record (2025) was $4,327. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7401 OAK CREST DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $277,000, this home is listed about 13% above the Port Richey median of $245,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7401 OAK CREST DRIVE?+
Chasco Middle School (middle), Chasco Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Paulette Marquis. MLS #TB8561312.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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