15617 CHARR ISLAND STREET, SUN CITY CENTER, FL, 33573
Active10 days on marketListed Oct 28, 2026MLS #TB8561653
About this home
15617 CHARR ISLAND STREET
Welcome to Cypress Mill! This spacious 4-bedroom, 2.5-bath home offers an open-concept kitchen and family room, a dedicated downstairs office, and a versatile upstairs loft ideal for a second living area, game room, or media space. Enjoy peaceful pond views and a generous backyard with room to relax, play, or entertain. Built in 2021, this home features a 2-car garage and a functional layout with space for working from home and everyday living. Cypress Mill has low HOA fees of only $14/monthly and offers wonderful community amenities, including a clubhouse, fitness center, resort-style pool, splash pad, pickleball and tennis courts, and playground. Conveniently located near I-75, shopping, dining, and major Tampa Bay destinations. Enjoy the space, comfort, and community lifestyle this home has to offer!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,635
Sqft
0.14 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$137
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,635 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,635/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.3%
$/sqft vs Sun City Center actives
$137 vs $157
Days on market
10 vs 54 typical
Where $137/sqft sits among the 331 Sun City Center actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sun City Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
The numbers that matter
The Sun City Center market
$250K → $250K
Sun City Center median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
200 of 331
Sun City Center actives have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the Sun City Center median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 15617 CHARR ISLAND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$335,000
15628 SPICE KEY STREET · same community
5 bd · 2.5 ba · 2,415 sqft · $139/sqft · 35 DOM
Sold · Feb ’26$330,000
7011 KING CREEK DRIVE · same community
3 bd · 2 ba · 1,540 sqft · $214/sqft · 16 DOM
Sold · Jan ’26$390,000
4002 SALIDA DELSOL DRIVE
4 bd · 2 ba · 2,627 sqft · $148/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15617 CHARR ISLAND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15617 CHARR ISLAND STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15617 CHARR ISLAND STREET FAQs
What would the monthly payment be for 15617 CHARR ISLAND STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,635/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15617 CHARR ISLAND STREET?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15617 CHARR ISLAND STREET?+
The most recent tax bill on record (2025) was $9,961. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15617 CHARR ISLAND STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $359,999, this home is listed about 41% above the Sun City Center median of $255,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Kimberly Walker. MLS #TB8561653.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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