PONDS STREET, NORTH PORT, FL, 34286
Active12 days on marketListed Oct 26, 2026MLS #TB8561674
About this home
PONDS STREET
Discover the opportunity to build your dream home on this 0.23-acre (10,000 sq. ft.) vacant residential lot in North Port, Sarasota County, FL 34286. Located in the established Port Charlotte Subdivision, 20th Addition, this property is zoned RSF2 (Residential Single Family) and situated in FEMA Flood Zone X. Enjoy convenient access to shopping, dining, schools, parks, and major roadways while maintaining the privacy of a residential neighborhood. An excellent opportunity for homeowners, builders, or investors looking to secure land in growing Southwest Florida. Buyer to verify utilities, building requirements, and all property details with the appropriate authorities. Cash Purchase only, Buyer Pays Closing costs
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$335 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$335/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Cranberry Fields
Get to know North Port. See the full North Port guide →
Cranberry Fields — neighborhood snapshot
Population
4,906
Median age
56
Median income
$90,686
Median home value
$316,250
Avg household
3
Households w/ children
474
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$315K → $304K
North Port median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% below the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near PONDS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$245,000
3217 N CHAMBERLAIN BOULEVARD · same community
3 bd · 2 ba · 1,236 sqft · $198/sqft · 2 DOM
Sold · Sep ’26$250,000
3196 CIRCLEVILLE STREET · same community
3 bd · 2 ba · 1,236 sqft · $202/sqft · 77 DOM
Sold · Oct ’26$248,000
3237 CLEARFIELD STREET · same community
3 bd · 2 ba · 1,241 sqft · $200/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about PONDS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for PONDS STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
PONDS STREET FAQs
What would the monthly payment be for PONDS STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $335/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on PONDS STREET?+
The most recent tax bill on record (2024) was $621. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Port?+
At $16,900, this home is listed about 95% below the North Port median of $334,900. The market section on this page shows how the area is trending.
Which schools are assigned to PONDS STREET?+
Lamarque Elementary School (elementary), Woodland Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FIELDS OF PROSPER LLC · Clarence Fields. MLS #TB8561674.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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