
10235 ESTUARY DRIVE, TAMPA, FL, 33647
Active2 days on marketListed Nov 4, 2026MLS #TB8561923
Come see it
Upcoming open house
Sat, Nov 14
11:00 AM – 1:00 PM
Dial 000 at the gate to be let in by the attendant
About this home
10235 ESTUARY DRIVE
Virtually Staged. VIRTUALLY STAGED. WHY PAY MORE FOR SOMEONE ELSE'S POOL WHEN YOU CAN DESIGN YOUR OWN AND POTENTIALLY HAVE EQUITY FROM DAY ONE? Priced approximately $144,000 below the average recent sale price of comparable-sized pool homes, this exceptional Estuary property offers a unique opportunity to add a beautiful custom pool for an estimated $60,000–$80,000 and potentially own the finished home for considerably less than buyers have recently paid for homes with existing pools. Imagine designing your own backyard oasis while enjoying the added space, privacy, and value of this outstanding conservation homesite! Located in the exclusive, double-gated village of Estuary within Arbor Greene, this Inland Homes Hermitage floor plan offers 5 bedrooms, 4 full baths, a 3-car garage, and 3,914 square feet of thoughtfully designed living space. Situated on a premium conservation lot, the home combines privacy, generous room sizes, and a versatile floor plan ideal for today's lifestyles. Soaring ceilings, formal living and dining rooms, and an open kitchen/family room create a natural flow for everyday living and entertaining. Abundant natural light enhances the home's open, inviting atmosphere. The kitchen features 42-inch maple cabinetry, solid-surface countertops, generous storage, and ample workspace, opening directly to the family room. The first-floor primary suite provides privacy and convenience, while upstairs you'll discover a MASSIVE 20' x 30' BONUS/GAME ROOM—an extraordinary 600-square-foot space perfect for a home theater, game room, second family room, home office, or multigenerational living area. Generously sized secondary bedrooms provide plenty of flexibility for family members and guests. Recent improvements include luxury vinyl flooring in the formal living and dining rooms and all bedrooms, along with fresh interior paint in a beautiful neutral palette. Major mechanical updates include two newer HVAC systems (approximately 3 and 5 years old) and a water heater approximately 3 years old. Step outside to the covered lanai overlooking a peaceful, wooded conservation setting with no rear neighbors. The expansive backyard offers ample room for a custom pool, spa, and outdoor entertaining area while still preserving a functional yard. A 48-inch black wrought-iron-style fence is also permitted, making it possible to create a secure, pet-friendly backyard without obstructing the conservation views. Additional features include natural gas for cooking, heating, and hot water, along with access to Verizon fiber-optic infrastructure for high-speed internet connectivity. Residents of Arbor Greene enjoy 24-hour manned gate security, multiple community pools, a fitness center, tennis and pickleball courts, playgrounds, a clubhouse, and miles of scenic walking trails winding through mature landscaping, lakes, and conservation areas. Conveniently located near highly regarded schools, major hospitals, shopping, dining, and easy access to I-75 and I-275, this home offers the ideal combination of space, privacy, amenities, and convenience. DON'T JUST BUY A HOME WITH SOMEONE ELSE'S POOL—CREATE THE BACKYARD YOU'VE ALWAYS WANTED AND DISCOVER THE EXCEPTIONAL VALUE THIS PROPERTY OFFERS!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,914
Sqft
0.33 ac
Lot size
2004
Year built
Two
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,924 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,924/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.9%
$/sqft vs Tampa actives
$192 vs $275
Days on market
2 vs 55 typical
Where $192/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Arbor Greene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$410K → $425K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
210 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 115% above the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10235 ESTUARY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$635,000
10236 ESTUARY DRIVE · same community
4 bd · 3 ba · 2,965 sqft · $214/sqft · 31 DOM
Sold · Oct ’26$630,000
10207 ARBOR SIDE DRIVE · same community
5 bd · 3 ba · 2,740 sqft · $230/sqft · 39 DOM
Sold · Jul ’26$692,722
18013 FOREST RETREAT LANE
5 bd · 4 ba · 3,989 sqft · $174/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 10235 ESTUARY DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10235 ESTUARY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10235 ESTUARY DRIVE FAQs
What would the monthly payment be for 10235 ESTUARY DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,924/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10235 ESTUARY DRIVE?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10235 ESTUARY DRIVE?+
The most recent tax bill on record (2025) was $9,025. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10235 ESTUARY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $749,900, this home is listed about 74% above the Tampa median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10235 ESTUARY DRIVE?+
Benito Middle School (middle), Pride Elementary School (elementary), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$749,900 runs 115% above the TAMPA 33647 median — but at 3,914 sqft it's also nearly 3 times the size of the typical Tampa listing.
02Garden & Park/Greenbelt & Trees/Woods views
The garden and park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Tampa market that averages 55 — if it fits, move quickly.
04Strong assigned schools
Benito Middle School, Pride Elementary School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CORNERSTONE PROP.INTERNATIONAL · Steve Eckhardt. MLS #TB8561923.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 10235 ESTUARY DRIVE but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Seth to ping you on any price or status change →


