745 BRUCE AVENUE, CLEARWATER BEACH, FL, 33767
Active11 days on marketListed Oct 27, 2026MLS #TB8562015
About this home
745 BRUCE AVENUE
Welcome to the coveted North End of Clearwater Beach, where laid-back luxury and coastal elegance come together. This beautifully remediated and thoughtfully renovated beach retreat offers a rare chance to own in one of Florida’s most sought-after waterfront communities. Perfect as a primary residence, upscale vacation home, or income-producing investment. From the moment you arrive, the curb appeal captivates with a freshly painted exterior, lush tropical landscaping, and charming sidewalk-lined streets that invite morning shoreline walks and golden-hour bike rides just moments from the shimmering waters of the Gulf of Mexico. Step inside to bright, sun-drenched interiors where refinished hardwood floors and soft coastal hues create an airy, relaxed sophistication. The open-concept living spaces are designed for both comfort and entertaining. Barn doors in the front living room reveal a flexible bonus space—ideal for a fourth bedroom, home office, media room, or private guest retreat. The designer-inspired kitchen is a showpiece, featuring crisp white shaker cabinetry, gleaming quartz countertops, stainless steel appliances, and a charming breakfast nook. Seamlessly connected to the dining area, it’s perfectly suited for hosting gatherings after long days on the sand. The primary suite offers a tranquil escape with a custom-tiled walk-in shower and elegant quartz vanity. Additional bedrooms provide generous storage and inviting accommodations for family and guests. Out back, discover your own private coastal oasis—fully fenced with paver walkways, multiple lounging areas, and an outdoor shower ideal for rinsing off after the beach or unwinding under the stars with evening cocktails plus room for pool. Extensive updates—including treated and replaced drywall, updated electrical outlets, durable vinyl flooring, and a tankless water heater—offer both style and peace of mind. Move-in ready and moments from the beach, dining, and boutique shopping, this North Clearwater Beach gem embodies the ultimate Florida lifestyle: vibrant, walkable, relaxed, and undeniably desirable.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,446
Sqft
0.15 ac
Lot size
1950
Year built
One
Levels
$483
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,675 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,675/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.6%
$/sqft vs MANDALAY SUB
$483 vs $508
Days on market
11 vs 133 typical
Where $483/sqft sits among the 24 homes for sale in MANDALAY SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Clearwater Beach — neighborhood snapshot
Population
2,289
Median age
58
Median income
$87,434
Median home value
$801,867
Avg household
2
Households w/ children
104
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$583K → $835K
Clearwater Beach median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
12 of 24
MANDALAY SUB have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 745 BRUCE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$485,000
946 LANTANA AVENUE · same community
2 bd · 2 ba · 1,374 sqft · $353/sqft · 8 DOM
Sold · May ’26$950,000
725 ELDORADO AVENUE · same community
1 bd · 2.5 ba · 1,560 sqft · $609/sqft · 0 DOM
Sold · Apr ’26$490,000
744 BAY ESPLANADE · same community
3 bd · 2 ba · 1,305 sqft · $375/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 745 BRUCE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 745 BRUCE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
745 BRUCE AVENUE FAQs
What would the monthly payment be for 745 BRUCE AVENUE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,675/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 745 BRUCE AVENUE?+
The most recent tax bill on record (2025) was $10,248. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater Beach?+
At $699,000, this home is listed about 7% below the Clearwater Beach median of $754,900. The market section on this page shows how the area is trending.
Which schools are assigned to 745 BRUCE AVENUE?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Martha Thorn. MLS #TB8562015.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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