8010 55TH STREET E, PALMETTO, FL, 34221
Active10 days on marketListed Oct 28, 2026MLS #TB8562309
About this home
8010 55TH STREET E
Welcome home! Situated on a spacious lot in a quiet and desirable Palmetto neighborhood, this charming single-family residence offers a wonderful blend of comfortable single-story living, expansive outdoor space, and coastal Florida convenience. Step inside to discover a bright, open interior featuring generous living and dining areas flooded with natural light, neutral paint tones, and low-maintenance flooring designed for effortless daily living and entertaining. The central kitchen serves as the heart of the home, complete with functional counter space, broad cabinetry, and smooth flow into the main living areas. Retreat to comfortable, light-filled bedrooms and well-appointed bath spaces. Step outside to your private backyard setting—offering plenty of space for outdoor dining, gardening, pets, or weekend relaxation under the shade. Enjoy no CDD fees! Prime Manatee County location just minutes from the Manatee River, Terra Ceia Preserve, local parks, schools, shopping, dining, and fast access to US-41, US-19, and I-75 for a seamless commute to Bradenton, Sarasota, and the Tampa Bay area!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,485
Sqft
0.23 ac
Lot size
1992
Year built
One
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,072 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,072/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.2%
$/sqft vs Palmetto actives
$242 vs $200
Days on market
10 vs 73 typical
Where $242/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Thousand Oaks, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,500/mo median
Live Palmetto rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Thousand Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Thousand Oaks is a short-term-rental community. See the full guide →
Thousand Oaks — neighborhood snapshot
Population
1,285
Median age
44
Median income
$102,813
Median home value
$395,300
Avg household
3
Households w/ children
146
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
255 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 8010 55TH STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$260,000
8033 55TH STREET E · same community
3 bd · 2 ba · 1,721 sqft · $151/sqft · 123 DOM
Sold · Feb ’26$240,000
3445 71ST AVENUE E
2 bd · 2 ba · 1,485 sqft · $162/sqft · 138 DOM
Sold · Dec ’25$125,000
3518 MARY PLACE
3 bd · 2 ba · 1,512 sqft · $83/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8010 55TH STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8010 55TH STREET E — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8010 55TH STREET E FAQs
What would the monthly payment be for 8010 55TH STREET E?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,072/mo — principal and interest, the actual property-tax bill, the $51/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8010 55TH STREET E?+
The association fee works out to $51 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8010 55TH STREET E?+
The most recent tax bill on record (2025) was $2,768. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 8010 55TH STREET E be rented short-term?+
Yes — this home sits inside Thousand Oaks, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 8010 55TH STREET E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $360,000, this home is listed about 10% below the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8010 55TH STREET E?+
Buffalo Creek Middle School (middle), Virgil Mills Elementary School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Zoned for nightly rentals
Thousand Oaks is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $379,999, now $360,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Andrew Cintron. MLS #TB8562309.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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