588 OLIVE CONCH STREET, RUSKIN, FL, 33570
Active9 days on marketListed Oct 29, 2026MLS #TB8562690
About this home
588 OLIVE CONCH STREET
Stunning 3 Bed / 2 Bath Home with Pond Views & Fully Fenced Yard Enjoy serene pond views from nearly every day, this beautiful 3-bedroom, 2-bath home features an inviting open layout and a fully fenced yard for privacy and peace of mind. The spacious kitchen is designed for both everyday living and entertaining, offering granite countertops, stainless steel appliances, and elegant espresso cabinetry. Relax in your private retreat with a spacious primary suite that overlooks the pond, complete with a walk-in closet and a luxurious en-suite bath featuring a walk-in stand-up shower and dual sinks. Step outside to the covered lanai to unwind or host friends, and take advantage of the large backyard with plenty of room to add your own personal touch. Located in a vibrant community with resort-style amenities, including a sparkling pool, playgrounds, and more, this home is a must-see. Call today for more information! Realtor remarks: Please note the following items do NOT convey; tv mounts, refrigerator, drapes and rods, patio lights, and curtains.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,516
Sqft
0.11 ac
Lot size
2
Garage
2021
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,953 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,953/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3%
$/sqft vs SHELL COVE PH 1
$197 vs $159
Days on market
9 vs 64 typical
Where $197/sqft sits among the 14 homes for sale in SHELL COVE PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$320K → $320K
Ruskin median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
12 of 14
SHELL COVE PH 1 have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the Ruskin median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 588 OLIVE CONCH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$280,000
869 ANCHOR BEND DRIVE · same community
3 bd · 2 ba · 1,540 sqft · $182/sqft · 31 DOM
Sold · Jun ’26$270,000
831 SUNLIT CORAL STREET · same community
3 bd · 2.5 ba · 1,624 sqft · $166/sqft · 110 DOM
Sold · Sep ’26$270,000
1185 ANCHOR BEND DRIVE · same community
3 bd · 2 ba · 1,764 sqft · $153/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 588 OLIVE CONCH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 588 OLIVE CONCH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
588 OLIVE CONCH STREET FAQs
What would the monthly payment be for 588 OLIVE CONCH STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,953/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 588 OLIVE CONCH STREET?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 588 OLIVE CONCH STREET?+
The most recent tax bill on record (2025) was $7,153. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 588 OLIVE CONCH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $299,000, this home is listed about 12% below the Ruskin median of $339,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Andi Simmons. MLS #TB8562690.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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