1770 TINSMITH CIRCLE, LUTZ, FL, 33559
Active7 days on marketListed Oct 31, 2026MLS #TB8563099
About this home
1770 TINSMITH CIRCLE
Virtually Staged. **LOCATION, LIFESTYLE, AND OPPORTUNITY — RECENTLY APPRAISED AT LIST PRICE!** Welcome to 1770 Tinsmith Circle, a charming 3-bedroom, 2-bathroom, single-story home with a 2-car garage, nestled in the established Carpenters Run community of Lutz. **Offered at $300,000, the property was recently appraised at $300,000 by a Florida-certified residential appraiser on October 26, 2026**, providing buyers with a recent professional valuation supporting the asking price. Conveniently situated near the heart of Wesley Chapel, this home offers a wonderful combination of everyday comfort, outdoor living, and access to some of the area's most popular destinations. Step inside to discover an inviting living space featuring vaulted ceilings, abundant natural light, and attractive wood-look flooring. The living room is highlighted by a distinctive fireplace, creating a welcoming focal point. The open layout connects the living and dining areas, providing a comfortable setting for entertaining guests or enjoying everyday life. The kitchen features white cabinetry, generous counter space, a breakfast bar, and a window overlooking the outdoors. The primary bedroom offers a private retreat with an en-suite bathroom featuring dual sinks and ample vanity space. Two additional bedrooms provide flexibility for guests, a home office, or additional living needs. Step outside through the sliding glass doors to your covered, screened-in lanai, an inviting space to enjoy Florida's beautiful weather. Beyond the lanai, a spacious backyard with mature trees offers plenty of room for outdoor activities, gardening, entertaining, or simply relaxing. Carpenters Run is an established community featuring tree-lined streets and neighborhood amenities, including a community swimming pool, clubhouse, tennis and basketball courts, and playground. **THE LOCATION IS A MAJOR HIGHLIGHT!** Enjoy convenient access to Tampa Premium Outlets, The Shops at Wiregrass, The Grove at Wesley Chapel, and KRATE at the Grove, offering an exciting mix of shopping, restaurants, entertainment, and local experiences. Nearby I-75 provides connectivity to downtown Tampa, Tampa International Airport, and the surrounding Tampa Bay area, while Florida's Gulf Coast beaches and Orlando's world-famous attractions are within reach for weekend getaways. Whether you're purchasing your first home, downsizing, or looking for an opportunity to personalize a property in a highly convenient location, 1770 Tinsmith Circle offers plenty of possibilities. **Recently appraised at the $300,000 asking price, this is an opportunity worth exploring! Schedule your private showing today!**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,198
Sqft
0.19 ac
Lot size
2
Garage
1988
Year built
One
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,542 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,542/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9%
$/sqft vs Lutz actives
$250 vs $242
Days on market
7 vs 56 typical
Where $250/sqft sits among the 258 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33559 — neighborhood snapshot
Population
19,147
Median age
32.1
Median income
$78,264
Median home value
$343,700
Avg household
2.65
Households w/ children
2,034
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$448K → $508K
Lutz median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
159 of 258
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the LUTZ 33559 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 1770 TINSMITH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$286,000
1701 COPPERSMITH COURT · same community
3 bd · 2 ba · 1,340 sqft · $213/sqft · 4 DOM
Sold · Apr ’26$300,000
1841 CANDLESTICK COURT · same community
3 bd · 2 ba · 1,402 sqft · $214/sqft · 4 DOM
Sold · Jun ’26$330,000
1537 GUNSMITH DRIVE · same community
3 bd · 2 ba · 1,413 sqft · $234/sqft · 93 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1770 TINSMITH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1770 TINSMITH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1770 TINSMITH CIRCLE FAQs
What would the monthly payment be for 1770 TINSMITH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,542/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1770 TINSMITH CIRCLE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1770 TINSMITH CIRCLE?+
The most recent tax bill on record (2025) was $1,679. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1770 TINSMITH CIRCLE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $300,000, this home is listed about 39% below the Lutz median of $493,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1770 TINSMITH CIRCLE?+
Lutz K-8 School (elementary), Freedom High School (high), Liberty Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LUTZ 33559 market on paper
$300,000 is 22% below the LUTZ 33559 median of $382,450, and at $250/sqft it sits under the Lutz average of $262.
02Fresh on the market
Only 7 days on market in a Lutz market that averages 56 — if it fits, move quickly.
03Strong assigned schools
Lutz K-8 School, Freedom High School, Liberty Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Lutz K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Julian Barrera. MLS #TB8563099.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lutz homes, in your inbox
Like 1770 TINSMITH CIRCLE but not quite? A daily digest of every new listing in Lutz — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kemarie to ping you on any price or status change →