1150 EMERALD DUNES DRIVE, SUN CITY CENTER, FL, 33573
Active2 days on marketListed Nov 5, 2026MLS #TB8563722
Come see it
Upcoming open houses
Sun, Nov 8
11:00 AM – 2:00 PM
Wed, Nov 11
11:00 AM – 2:00 PM
About this home
1150 EMERALD DUNES DRIVE
Virtually Staged. Welcome to your Florida retreat in the premier active-adult community of Sun City Center! Located at 1150 Emerald Dunes Dr, this single-story home offers 1,505 sq ft of living space featuring 2 bedrooms, 2 full bathrooms, and a dedicated home office. Step inside through the covered front entryway into an open foyer that leads to the main living areas. The bright open-concept living room and adjoining dining room showcase high ceilings, wood-look flooring, newly painted interior walls, and direct sliding glass door access to the back patio. The kitchen features a breakfast bar pass-through to the living area and seamless connectivity to the dedicated indoor laundry room and attached 2-car garage. Positioned near the front entry, the versatile office/flex room boasts tall arched windows that fill the space with natural light. The home also benefits from a new roof, and a 2020 A/C system for peace of mind. The private primary suite includes a walk-in closet and an en-suite primary bath featuring double sinks, a soaking tub, and a step-in shower. The secondary bedroom is located adjacent to the second full bathroom, making it ideal for guests. Out back, enjoy year-round outdoor living on the spacious screened patio featuring a fresh, newly painted exterior and scenic golf course views. You’ll love Sun City Center with its amazing facilities, pools, and clubs just waiting for you to enjoy. Nestled between Sarasota and Tampa, this location offers a convenient ride to airports, great shopping, dining, and professional entertainment. With easy access to award-winning, sandy beaches, this home provides the best of all worlds without the stress of big city life. Leave it all behind and enjoy your new life here in one of Florida’s most affordable 55-and-better communities!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,505
Sqft
0.14 ac
Lot size
2
Garage
2002
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,873 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,873/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.5%
Days on market
2 vs 54 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sun City Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
SUN CITY CENTER 33573 — neighborhood snapshot
Population
35,362
Median age
64.1
Median income
$72,834
Median home value
$309,300
Avg household
2.11
Households w/ children
2,554
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sun City Center market
$250K → $250K
Sun City Center median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the SUN CITY CENTER 33573 median. See the full Sun City Center market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1150 EMERALD DUNES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1150 EMERALD DUNES DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1150 EMERALD DUNES DRIVE FAQs
What would the monthly payment be for 1150 EMERALD DUNES DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,873/mo — principal and interest, the actual property-tax bill, the $94/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1150 EMERALD DUNES DRIVE?+
The association fee works out to $94 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1150 EMERALD DUNES DRIVE?+
The most recent tax bill on record (2025) was $2,496. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1150 EMERALD DUNES DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $329,900, this home is listed about 29% above the Sun City Center median of $255,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1150 EMERALD DUNES DRIVE?+
Cypress Creek Elementary School (elementary), Shields Middle School (middle), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$329,900 runs 32% above the SUN CITY CENTER 33573 median.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Sun City Center market that averages 54 — if it fits, move quickly.
Listing courtesy of KELLER WILLIAMS SOUTH SHORE · David Lovitch. MLS #TB8563722.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sun City Center homes, in your inbox
Like 1150 EMERALD DUNES DRIVE but not quite? A daily digest of every new listing in Sun City Center — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Colleen to ping you on any price or status change →