
12816 SALTY DOG CROSSING, PALMETTO, FL, 34221
Active4 days on marketListed Nov 3, 2026MLS #TB8564224
About this home
12816 SALTY DOG CROSSING
Discover resort-inspired living in Coasterra, a master-planned Palmetto community with amenities for relaxing, gathering, and staying active. Spend the day at the resort-style pool, meet neighbors at Club Coasterra, play pickleball, or explore the scenic trails. The community also offers a lakeside pavilion, white sand beach, fitness center, playground, and dog park, with convenient access to Tampa, St. Petersburg, and Sarasota. Set along the center of a pond, this single-story Chadworth enjoys a gorgeous, expansive water view from its backyard. Sliding glass doors open to an extended covered lanai, creating an inviting place to take in the scenery or entertain outdoors. With more than 34 feet of backyard space, the homesite offers room to make the most of its waterfront setting. **This property offers a limited-time interest rate incentive. Inside, the four-bedroom, three-bath home pairs an open living area with an upgraded cooktop kitchen featuring a designer vent hood. Laminate flooring extends through the main living areas and into the Owner’s Retreat, where a tray ceiling adds a refined touch. An enclosed study, walk-in closets in every secondary bedroom, and a three-car tandem garage provide flexibility and storage for everyday life. David Weekley Homeowners also enjoy a 1-2-10 year warranty, providing peace of mind long after the moving truck leaves your home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,656
Sqft
0.17 ac
Lot size
3
Garage
2026
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,424 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,424/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.7%
$/sqft vs COASTERRA
$216 vs $190
Days on market
4 vs 73 typical
Where $216/sqft sits among the 29 homes for sale in COASTERRA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
56,208
Median age
45.5
Median income
$77,712
Median home value
$338,600
Avg household
2.6
Households w/ children
4,828
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
21 of 29
COASTERRA have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 12816 SALTY DOG CROSSING
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$524,990
7787 OCEAN SPRAY TRAIL · same community
4 bd · 3 ba · 2,655 sqft · $198/sqft · 104 DOM
Sold · Aug ’26$415,000
13311 SHELLMORE AVENUE · same community
4 bd · 2 ba · 2,723 sqft · $152/sqft · 354 DOM
Sold · Jul ’26$420,000
13319 SHELLMORE AVENUE · same community
4 bd · 2.5 ba · 2,830 sqft · $148/sqft · 273 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12816 SALTY DOG CROSSING — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12816 SALTY DOG CROSSING — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12816 SALTY DOG CROSSING FAQs
What would the monthly payment be for 12816 SALTY DOG CROSSING?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,424/mo — principal and interest, the actual property-tax bill, the $48/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12816 SALTY DOG CROSSING?+
The association fee works out to $48 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12816 SALTY DOG CROSSING?+
The most recent tax bill on record (2026) was $4,588. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12816 SALTY DOG CROSSING?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $574,990, this home is listed about 44% above the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 12816 SALTY DOG CROSSING?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEEKLEY HOMES REALTY COMPANY · Robert St. Pierre. MLS #TB8564224.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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