4913 ORANGE GROVE WAY, PALM HARBOR, FL, 34684
Active1 days on marketListed Nov 6, 2026MLS #TB8564337
About this home
4913 ORANGE GROVE WAY
Welcome to 4913 Orange Grove Way, where the Florida lifestyle meets thoughtful upgrades, beautiful finishes, and the comfort of a home designed to be enjoyed. Tucked away in the desirable Lake Valencia community of Palm Harbor, this beautifully updated pool home offers the perfect balance of neighborhood tranquility and everyday convenience. From the moment you step inside, you'll appreciate the attention to detail, warm natural finishes, and inviting atmosphere throughout. The kitchen makes an immediate impression, featuring natural wood-tone slim Shaker cabinetry paired with stunning Taj Mahal quartz countertops and backsplash. A brand-new LG stainless steel appliance package, built-in wine cooler, and elegant Moen fixtures complete a space that feels equally suited for everyday living and entertaining. Throughout the home, carefully selected travertine-inspired lighting fixtures and high end luxury vinyl plank flooring create a cohesive, sophisticated aesthetic. The thoughtfully designed true split-bedroom floor plan provides added privacy and separation between the primary suite and secondary bedrooms, making the layout ideal for both family living and hosting guests. Beyond the interior, step outside and discover your own private Florida retreat. Take a refreshing dip in the resurfaced swimming pool, relax on the surrounding concrete pool deck, or enjoy the outdoor setting beneath the screened enclosure, featuring brand-new screen panels and aluminum doors. Whether it's a quiet morning by the pool or an evening spent entertaining friends and family, this backyard offers another reason to love coming home. The major improvements go well beyond the cosmetic details. Enjoy the peace of mind of a brand-new roof, upgraded electrical system, upgraded plumbing, and a completely new air conditioning and HVAC system. Hurricane-impact windows and sliding glass doors provide an additional layer of protection while offering year-round comfort. Location is another standout feature. Lake Valencia offers an established residential setting with neighborhood streets, sidewalks, and community green spaces, while keeping you conveniently connected to everything Palm Harbor has to offer. Tampa Road, US-19, and East Lake Road provide convenient access to shopping, restaurants, grocery stores, and everyday essentials. Nearby parks and nature preserves offer opportunities to enjoy Florida's beautiful outdoor lifestyle, while the Gulf beaches and the charming shops and restaurants of downtown Palm Harbor are within reach. Families will appreciate the proximity to Lake St. George Elementary, Palm Harbor Middle, and Countryside High School, with the elementary school approximately half a mile away. School assignments should be independently verified with Pinellas County Schools. This is more than a fresh coat of paint and a few cosmetic updates. It's a home where the major systems have been addressed, the finishes have been thoughtfully selected, and the outdoor living space is ready to be enjoyed!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,832
Sqft
0.24 ac
Lot size
2
Garage
1986
Year built
One
Levels
$348
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,861 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,861/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.4%
Days on market
1 vs 69 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34684 — neighborhood snapshot
Population
27,029
Median age
55.3
Median income
$72,145
Median home value
$342,400
Avg household
2.04
Households w/ children
2,380
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$400K → $393K
Palm Harbor median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 145% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 4913 ORANGE GROVE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4913 ORANGE GROVE WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4913 ORANGE GROVE WAY FAQs
What would the monthly payment be for 4913 ORANGE GROVE WAY?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,861/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4913 ORANGE GROVE WAY?+
The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4913 ORANGE GROVE WAY?+
The most recent tax bill on record (2025) was $5,090. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4913 ORANGE GROVE WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $637,000, this home is listed about 61% above the Palm Harbor median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4913 ORANGE GROVE WAY?+
Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$637,000 runs 145% above the PALM HARBOR 34684 median — but at 1,832 sqft it's also 23% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Palm Harbor market that averages 69 — if it fits, move quickly.
04Strong assigned schools
Joseph L. Carwise Middle School, Highland Lakes Elementary School, Palm Harbor University High — Joseph L. Carwise Middle School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of QUICKSILVER REAL ESTATE GROUP · Andrew Davis. MLS #TB8564337.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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