328 W RIO VISTA CT, TAMPA, FL, 33604
Active1 days on marketListed Nov 5, 2026MLS #TB8564589
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About this home
328 W RIO VISTA CT
Welcome to OLD SEMINOLE HEIGHTS, one of Tampa's most beloved historic neighborhoods, known for its charming bungalow-lined streets, strong sense of community, and easy access to local dining, parks, and entertainment. Nestled on a quiet cul-de-sac leading directly to Henry & Ola Park, this beautifully reimagined 1941 residence blends timeless character with sophisticated modern Minimal-Traditional design. Featuring 4 bedrooms and 3 full baths across 1,868 square feet, the property includes a LUXURY focused 3-bedroom, 2-bath main home plus a detached 1-bedroom, 1-bath guest APARTMENT with its own private entrance, creating an exceptional opportunity for multigenerational living, guests, a private office, or potential rental income. Inside, you'll find a stunning OPEN floor plan highlighted by ELEGANT herringbone-style flooring, custom built-ins, DESIGNER FINISHES, an impressive electric fireplace feature wall, quartz countertops, custom range hood, and a chef-inspired kitchen equipped with NEW Café appliances. Buyers will appreciate the insurance-friendly updates including a NEW ROOF (2023), NEW HVAC (2026), NEW kitchen cabinets and countertops (2023), and NEW major appliances installed in 2023. Outside, the fully fenced backyard has been transformed into a private retreat with extensive paver hardscaping, a pergola, and a GAS FIRE PIT perfect for entertaining year-round. In addition, there is a detached, climate controlled, 153sf unit perfect for studio/storage. Additional advantages include all BLOCK construction with modern tuxedo design, MOISTURE BARRIER in crawlspace (2024), and a transferable termite warranty. Just minutes from multiple neighborhood favorite restaurants including The Front Porch, Independent, Spaddy's Coffee, and a vibrant craft brewery scene, you'll also enjoy easy access to ZooTampa at Lowry Park, Rivercrest Park, Epps Park, the Tampa Riverwalk, Armature Works and Downtown Tampa. If you've been searching for a better than “WELL-APPOINTED” Seminole Heights home that offers exceptional style, flexibility, and peace of mind, schedule your private showing today and experience this stunning home in person.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,868
Sqft
0.13 ac
Lot size
1941
Year built
One
Levels
$401
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,160 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,848/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.2%
$/sqft vs Tampa actives
$401 vs $279
Days on market
1 vs 55 typical
Where $401/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Seminole Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Old Seminole Heights — neighborhood snapshot
Population
15,527
Median age
36
Median income
$64,453
Median home value
$383,592
Avg household
2
Households w/ children
1,616
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$410K → $425K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
203 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 128% above the TAMPA 33604 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 328 W RIO VISTA CT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,310,000
344 W RIO VISTA COURT · same community
5 bd · 3 ba · 2,903 sqft · $451/sqft · 59 DOM
Sold · Aug ’26$640,000
2305 W KENTUCKY AVENUE
4 bd · 2 ba · 1,838 sqft · $348/sqft · 153 DOM
Sold · Aug ’26$525,000
1713 W SAINT ISABEL STREET
3 bd · 3 ba · 1,793 sqft · $293/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 328 W RIO VISTA CT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 328 W RIO VISTA CT — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
328 W RIO VISTA CT FAQs
What would the monthly payment be for 328 W RIO VISTA CT?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,160/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 328 W RIO VISTA CT?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 328 W RIO VISTA CT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $749,900, this home is listed about 74% above the Tampa median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to 328 W RIO VISTA CT?+
Foster Elementary School (elementary), Sligh Middle School (middle), Middleton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Brenda Christian. MLS #TB8564589.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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