126 LAKE GENEVA ROAD, GEORGETOWN, FL, 32139
Active40 days on marketListed Sep 3, 2026MLS #V4949671
About this home
126 LAKE GENEVA ROAD
Discover a rare opportunity to own approximately 18 acres of beautiful lakefront property in Crescent City, Florida. Nestled at the end of a quiet dead-end road, this private retreat offers breathtaking natural beauty with a stunning mature live oak hammock creating a Old Florida setting. The property is equipped with a fully functional well and power, providing a solid foundation for your dream homesite, recreational getaway, or investment opportunity. A concrete block building is already in place, offering versatile storage or workspace options. With no HOA and no deed restrictions, you'll enjoy the freedom to use the property as you choose. Multiple RV hookups and two septic systems are already installed, making it ideal for family gatherings, seasonal living, or future development possibilities. Whether you're looking for a private lakefront estate, a recreational paradise, or a unique property with endless potential, this acreage delivers privacy, flexibility, and natural beauty in one remarkable package.
Facts & features
The home at a glance
18 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,501 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,840/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Georgetown
Get to know Georgetown. See the full Georgetown guide →
GEORGETOWN 32139 — neighborhood snapshot
Population
897
Median age
60.5
Median income
$56,806
Median home value
$129,400
Avg household
2.69
Households w/ children
58%
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Georgetown market
$228K → $140K
Georgetown median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Georgetown, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2366% above the GEORGETOWN 32139 median. See the full Georgetown market guide →
Paper trail
This home's history
Reality check
What actually sold near 126 LAKE GENEVA ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$349,000
111 PENNY ACRES LANE
3 bd · 2 ba · 1,824 sqft · $191/sqft · 41 DOM
Sold · Feb ’26$350,000
104 PENNY ACRES LANE
3 bd · 3 ba · 1,836 sqft · $191/sqft · 0 DOM
Sold · Oct ’26$375,000
115 TANGELO TERRACE
3 bd · 2 ba · 2,202 sqft · $170/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 126 LAKE GENEVA ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 126 LAKE GENEVA ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
126 LAKE GENEVA ROAD FAQs
What would the monthly payment be for 126 LAKE GENEVA ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,501/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 126 LAKE GENEVA ROAD?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Georgetown?+
At $369,900, this home is listed about 15% above the Georgetown median of $322,500. The market section on this page shows how the area is trending.
Which schools are assigned to 126 LAKE GENEVA ROAD?+
Middleton-Burney Elementary School (elementary), Crescent City Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$369,900 runs 2366% above the GEORGETOWN 32139 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $395,000, now $369,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PALMETTO REALTY · Frank Lalashuis, Jr. MLS #V4949671.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Georgetown homes, in your inbox
Like 126 LAKE GENEVA ROAD but not quite? A daily digest of every new listing in Georgetown — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Shawn to ping you on any price or status change →