CENTURY 21 Edge
$250,0002 bd2.5 ba1,206 sqft$207 /sqft$2,269 /mo all-in ↓

46 AXEL FALL DRIVE, ST JOHNS, FL, 32259

Active33 days on marketListed Aug 18, 2026MLS #V4950751

Priced 58% below the ST JOHNS 32259 medianTownhouseRIVERTOWN-THE MDWS PH 1 PRCL 19

About this home

46 AXEL FALL DRIVE

Welcome to 46 Axel Falls Drive, where luxury living meets the laid-back Florida lifestyle in one of North Florida’s most sought-after master-planned communities—RiverTown. This gorgeous two-story townhome offers the perfect combination of comfort, style, and resort-inspired living, creating a place you’ll be proud to call home. Step inside to a warm and inviting open-concept floor plan designed for both everyday living and intimate gatherings. The first floor seamlessly connects the living, dining, and kitchen spaces, making entertaining effortless, while a conveniently located half bathroom adds functionality for guests. Natural flow and a cozy atmosphere make this space feel like home from the moment you walk through the door. Upstairs, you’ll find two spacious bedrooms, each complete with its own private en-suite bathroom, offering the perfect setup for privacy, guests, roommates, or a home office retreat. Thoughtfully designed across two stories, this townhome provides separation between your entertaining and private spaces while maintaining a comfortable, low-maintenance lifestyle. But in RiverTown, your home is only the beginning. The community is known for its incredible resort-style amenities spread throughout three distinct amenity centers, creating the ultimate year-round staycation. Spend your afternoons floating along the lazy river, cooling off in the resort-style pools, staying active at the fitness and recreation areas, or enjoying the community’s gathering spaces with friends and family. For a true taste of Florida living, head toward the St. Johns River, where residents can enjoy access to kayaks and waterfront recreation, making it easy to trade an ordinary afternoon for an adventure on the water. And when you don’t feel like leaving the neighborhood, you don’t have to. RiverTown even offers a restaurant within the community, adding another layer of convenience to its resort-like lifestyle. Grab a bite, spend the day by the water, kayak along the river, or simply relax close to home—here, every weekend has the potential to feel like a vacation. 46 Axel Falls Drive isn’t just a beautiful townhome; it’s your opportunity to experience the RiverTown lifestyle every single day.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,206

Sqft

0.03 ac

Lot size

2024

Year built

Two

Levels

$207

Per sqft

Pets allowed

Inside

FlooringCarpet · Engineered Hardwood · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionCement Siding
FoundationSlab
FacesEast
ParkingDriveway · Other · Oversized
ExteriorPrivate Entrance

Community & fees

HOA fee$154/mo
Taxes (2025)$4,473/yr
PetsYes
CommunityClubhouse · Dog Park · Fitness Center · Golf Carts OK · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,269 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$373
HOA fee — from the listing$154
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate6.00%
Loan term

Estimated payment

$2,269/mo

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$373
HOA / condo fee$154
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Johns actives

$207 vs $254

Days on market

33 vs 10 typical

Where $207/sqft sits among the 16 St Johns actives

2 · this home
7
4
2
0
1
$167–213$213–259$259–305$305–351$351–397$397+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Rivertown

Get to know St Johns. See the full St Johns guide →

Rivertown — neighborhood snapshot

Population

3,263

Median age

39

Median income

$142,774

Median home value

$581,900

Avg household

3

Households w/ children

545

For the school run

St. Johns County School District

HighBartram Trail High School★★★★
MiddleSwitzerland Point Middle School★★★★★
ElementaryCunningham Creek Elementary School★★★★
HighFirst Coast Technical College
Mky- Head Start /Dpp Pk School

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Johns market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$550K$530K

St Johns median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

5 of 16

St Johns actives have cut their price

Median sold price, St Johns, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% below the ST JOHNS 32259 median. See the full St Johns market guide →

Paper trail

This home's history

Aug 18, 2026Listed at $250,000 · 33 days on market since
2024Built · RIVERTOWN-THE MDWS PH 1 PRCL 19

Reality check

What actually sold near 46 AXEL FALL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

305 KELLET WAYSold · Jun ’26

$350,000

305 KELLET WAY

2 bd · 2 ba · 1,514 sqft · $231/sqft · 122 DOM

83 VOYSEY PLACESold · Apr ’26

$355,000

83 VOYSEY PLACE

3 bd · 2 ba · 1,568 sqft · $226/sqft · 11 DOM

98 HOPTREE PLACESold · Jun ’26

$520,000

98 HOPTREE PLACE

3 bd · 2 ba · 1,811 sqft · $287/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Moe Thouk Oo

Your agent

Moe Thouk Oo

Licensed Realtor® · CENTURY 21 Edge

Tours, negotiation, and every question about 46 AXEL FALL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 46 AXEL FALL DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

46 AXEL FALL DRIVE FAQs

What would the monthly payment be for 46 AXEL FALL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,269/mo — principal and interest, the actual property-tax bill, the $154/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 46 AXEL FALL DRIVE?+

The association fee works out to $154 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 46 AXEL FALL DRIVE?+

The most recent tax bill on record (2025) was $4,473. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 46 AXEL FALL DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Johns?+

At $250,000, this home is listed about 53% below the St Johns median of $532,500. The market section on this page shows how the area is trending.

Which schools are assigned to 46 AXEL FALL DRIVE?+

Bartram Trail High School (high), Switzerland Point Middle School (middle), Cunningham Creek Elementary School (elementary), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST JOHNS 32259 market on paper

$250,000 is 58% below the ST JOHNS 32259 median of $599,900, and at $207/sqft it sits under the St Johns average of $246.

02Time on market is leverage

33 days on market against a St Johns median of 10 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Bartram Trail High School, Switzerland Point Middle School, Cunningham Creek Elementary School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Bartram Trail High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Kimberly Ramirez. MLS #V4950751.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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