3618 NW 55TH CIRCLE, OCALA, FL, 34482
Active1 days on marketListed Aug 27, 2026MLS #V4950909
About this home
3618 NW 55TH CIRCLE
Welcome to this stunning Refresh model located in the highly sought-after 55+ section of Ocala Preserve, where luxury, comfort, and resort-style living come together beautifully. Offering 2 bedrooms, 2 bathrooms, a versatile flex room, and an upstairs loft, this exceptional home has been thoughtfully designed with upscale furnishings and elegant finishes throughout. From the moment you enter, you'll appreciate the warmth and charm that make this home so inviting. No detail has been overlooked. The open-concept design centers around a beautifully appointed kitchen that serves as the heart of the home, creating the perfect space for entertaining family and friends. The flex room offers endless possibilities as a home office, hobby room, or additional guest space, while the upstairs loft provides even more room for relaxation and recreation. A unique and valuable feature of this home is the secure safe room tucked beneath the staircase, offering peace of mind and additional storage. Step outside to your private outdoor retreat featuring a fully equipped outdoor kitchen, custom hardscape, and privacy landscaping, creating the ideal setting for dining, entertaining, or simply enjoying Florida's beautiful weather. Living in Ocala Preserve means enjoying a true resort lifestyle. Residents have access to a championship golf course, two resort-style pools, a lap pool, hot tub, pickleball and tennis courts, bocce ball, catch-and-release fishing, a boathouse, and a scenic lake perfect for kayaking. Additional amenities include an on-site fitness center, spa, restaurant, Veterans Park, two dog parks, and miles of walking, running, and biking trails throughout the community. This beautifully appointed home offers the perfect blend of elegance, functionality, and active adult living. Come experience why Ocala Preserve is one of Ocala's most desirable resort communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,306
Sqft
0.16 ac
Lot size
2
Garage
2017
Year built
One
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,378 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,378/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$249 vs $180
Days on market
1 vs 53 typical
Where $249/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $283K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
204 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 119% above the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3618 NW 55TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$538,000
3642 NW 55TH CIRCLE · same community
2 bd · 2.5 ba · 2,315 sqft · $232/sqft · 407 DOM
Sold · Dec ’25$375,000
3396 NW 55TH COURT · same community
2 bd · 2.5 ba · 2,535 sqft · $148/sqft · 548 DOM
Sold · Dec ’25$390,000
3480 NW 55TH COURT · same community
2 bd · 2.5 ba · 2,020 sqft · $193/sqft · 165 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3618 NW 55TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3618 NW 55TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3618 NW 55TH CIRCLE FAQs
What would the monthly payment be for 3618 NW 55TH CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,378/mo — principal and interest, the actual property-tax bill, the $528/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3618 NW 55TH CIRCLE?+
The association fee works out to $528 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3618 NW 55TH CIRCLE?+
The most recent tax bill on record (2025) was $4,464. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3618 NW 55TH CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $575,000, this home is listed about 92% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3618 NW 55TH CIRCLE?+
West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$575,000 runs 119% above the OCALA 34482 median — but at 2,306 sqft it's also 32% larger than the typical Ocala listing.
02Know the monthly fee
The association fee is $528/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 1 day on market in a Ocala market that averages 53 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Stephanie Cathey. MLS #V4950909.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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