CENTURY 21 Edge
$575,0002 bd2.5 ba2,563 sqft$224 /sqft≈$4,420 /mo all-in ↓

3545 NW 56TH AVENUE, OCALA, FL, 34482

Active4 days on marketListed Oct 8, 2026MLS #V4951511

Single Family ResidenceOCALA PRESERVE PH 1

About this home

3545 NW 56TH AVENUE

Welcome to a home where the upgrades are already done, the details have already been thought through, and all that is left to do is move in and enjoy it. This beautifully maintained Imagine model in Ocala Preserve offers 2,563 square feet of thoughtfully designed living space with 2 bedrooms, a flexible den, 2.5 baths and a spacious 3-car garage. The heart of the home is the gorgeous gourmet kitchen, complete with a professional-grade GE Monogram appliance suite, 6-burner gas cooktop, Advantium microwave and French door refrigerator. Even better, the premium kitchen appliances are protected by a fully transferable home warranty through 2030. Just beyond the main living space, a custom dry bar with extensive built-in cabinetry, storage and an integrated beverage cooler makes entertaining easy. One of my favorite features is the enclosed sunroom, creating additional year-round living and entertaining space while flowing seamlessly out to the expansive 624-square-foot custom paver patio. The backyard feels private and established, surrounded by black powder-coated aluminum fencing, mature trees and lush landscaping that has already had time to grow in. Even the functional spaces have been upgraded. The finished laundry and utility suite includes custom cabinetry, a built-in office desk and a substantial folding and work surface, giving you the kind of storage and everyday functionality that is so often missing in newer homes. This home has been thoughtfully finished from front to back with more than $130,000 in premium upgrades already in place. Instead of spending months building, making design selections, adding landscaping and completing projects after closing, you can simply move in and start enjoying the lifestyle immediately. And one of the biggest advantages? No CDD. Enjoy all the benefits of living in a beautiful, amenity-rich community without the additional CDD bond debt found in many Florida master-planned communities. Pristine, upgraded and truly turnkey, this is an opportunity to enjoy an established home where the big decisions, beautiful finishes and outdoor spaces are already complete. Welcome home to Ocala Preserve.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

2,563

Sqft

0.17 ac

Lot size

3

Garage

2018

Year built

One

Levels

$224

Per sqft

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Dry Bar · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBrick · Concrete
FoundationSlab
FacesWest
ExteriorRain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$528/mo
Taxes (2025)$4,965/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Dog Park · Fitness Center · Gated Community - Guard · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,420 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$414
HOA fee — from the listing$528
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate6.00%
Loan term

Estimated payment

$4,420/mo

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property taxes (actual bill)$414
HOA / condo fee$528
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $575K
$426KedgeAI estimate $493,207 · range $444K–$533K$598K

vs edgeAI estimate

+16.6%

$/sqft vs Ocala actives

$224 vs $181

Days on market

4 vs 74 typical

Where $224/sqft sits among the 400 Ocala actives

208
127 · this home
22
10
8
25
$128–182$182–236$236–291$291–345$345–399$399+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Get to know Ocala. See the full Ocala guide →

OCALA 34482 — neighborhood snapshot

Population

21,824

Median age

52.1

Median income

$71,449

Median home value

$247,600

Avg household

2.28

Households w/ children

1,486

For the school run

Marion County School District

ElementaryFessenden Elementary School★★★★★
MiddleNorth Marion Middle School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller — 4.6 months of inventoryBuyer’s market

$285K → $284K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

222 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 121% above the OCALA 34482 median. See the full Ocala market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $575,000 · 4 days on market since
2018Built · OCALA PRESERVE PH 1

Reality check

What actually sold near 3545 NW 56TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3396 NW 55TH COURTSold · Dec ’25

$375,000

3396 NW 55TH COURT · same community

2 bd · 2.5 ba · 2,535 sqft · $148/sqft · 548 DOM

3642 NW 55TH CIRCLESold · Feb ’26

$538,000

3642 NW 55TH CIRCLE · same community

2 bd · 2.5 ba · 2,315 sqft · $232/sqft · 407 DOM

3480 NW 55TH COURTSold · Dec ’25

$390,000

3480 NW 55TH COURT · same community

2 bd · 2.5 ba · 2,020 sqft · $193/sqft · 165 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3545 NW 56TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3545 NW 56TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3545 NW 56TH AVENUE FAQs

What would the monthly payment be for 3545 NW 56TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,420/mo — principal and interest, the actual property-tax bill, the $528/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3545 NW 56TH AVENUE?+

The association fee works out to $528 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3545 NW 56TH AVENUE?+

The most recent tax bill on record (2025) was $4,965. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3545 NW 56TH AVENUE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $575,000, this home is listed about 92% above the Ocala median of $299,180. The market section on this page shows how the area is trending.

Which schools are assigned to 3545 NW 56TH AVENUE?+

Fessenden Elementary School (elementary), North Marion Middle School (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$575,000 runs 121% above the OCALA 34482 median — but at 2,563 sqft it's also 47% larger than the typical Ocala listing.

02Know the monthly fee

The association fee is $528/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Fresh on the market

Only 4 days on market in a Ocala market that averages 74 — if it fits, move quickly.

Listing courtesy of RE/MAX SIGNATURE · Stephanie Cathey. MLS #V4951511.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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