101 N ST ANDREWS DRIVE, ORMOND BEACH, FL, 32174
Active20 days on marketListed Aug 31, 2026MLS #V4951037
About this home
101 N ST ANDREWS DRIVE
Space, style, and peace of mind -- this Tomoka Oaks pool home checks every box. 5 bedrooms, 3 baths, and 4,053 SqFt of thoughtfully designed living space, all on a beautifully landscaped lot with a private, screened pool. Step inside to soaring wood-plank vaulted ceilings, a dramatic marble fireplace, and an open, light-filled floor plan built for entertaining. The kitchen impresses with TWO islands, bar seating, newer appliances, abundant counter space, a walk-in pantry, and a curved wet bar just steps away. The primary suite is a true retreat, with two walk-in closets and a spa-inspired bath featuring a jetted tub and walk-in shower. Major systems are already done for you: NEW ROOF (2025), TWO NEW HVAC systems, TWO NEW mini-splits, a NEW water heater -- all within the last two years -- plus a 22kW Generac whole-house generator with 250-gallon propane tank (a ~$20,000 value) for total peace of mind. Outside, the pool with water features and travertine decking sits within a screened, fully fenced backyard. Additional highlights include newer laminate plank flooring and 20" ceramic tile, etched-glass entry doors, an oversized laundry room with room for an extra refrigerator, and a 27x22 air-conditioned garage with insulated garage doors and a bonus bump-out storage. Located in the beautiful tree-lined area of Tomoka Oaks subdivision, known for larger lots and custom homes with easy access to shopping, dining, and I-95. Homes with this combination of entertainment space, updates, and lifestyle amenities usually don't last long.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
4,131
Sqft
0.29 ac
Lot size
2
Garage
1989
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,476 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,476/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.4%
$/sqft vs Ormond Beach actives
$191 vs $235
Days on market
20 vs 49 typical
Where $191/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tomoka Oaks Country Club Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Tomoka Oaks Country Club Estates — neighborhood snapshot
Population
1,548
Median age
54
Median income
$132,960
Median home value
$433,860
Avg household
3
Households w/ children
180
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$407K → $395K
Ormond Beach median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
213 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 105% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 101 N ST ANDREWS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$825,000
8 SHAWNEE TRAIL
6 bd · 6.5 ba · 4,218 sqft · $196/sqft · 0 DOM
Sold · May ’26$550,000
77 N ST ANDREWS DR
4 bd · 2.5 ba · 3,293 sqft · $167/sqft · 7 DOM
Sold · Mar ’26$447,500
20 RIVER RIDGE TRAIL
4 bd · 2.5 ba · 3,236 sqft · $138/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 101 N ST ANDREWS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 N ST ANDREWS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
101 N ST ANDREWS DRIVE FAQs
What would the monthly payment be for 101 N ST ANDREWS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,476/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 101 N ST ANDREWS DRIVE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 101 N ST ANDREWS DRIVE?+
The most recent tax bill on record (2025) was $9,054. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 101 N ST ANDREWS DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $789,000, this home is listed about 88% above the Ormond Beach median of $419,250. The market section on this page shows how the area is trending.
Which schools are assigned to 101 N ST ANDREWS DRIVE?+
Tomoka Elementary School (elementary), David C. Hinson Senior Middle School (middle), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$789,000 runs 105% above the ORMOND BEACH 32174 median — but at 4,131 sqft it's also nearly twice the size of the typical Ormond Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Tomoka Elementary School, David C. Hinson Senior Middle School, Seabreeze High School — Tomoka Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Debbie Weller, PA. MLS #V4951037.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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