1162 FINS UP COURT, DAYTONA BEACH, FL, 32124
Active38 days on marketListed Sep 30, 2026MLS #V4951344
About this home
1162 FINS UP COURT
Tucked away on a quiet cul-de-sac with a conservation view for a backdrop, this Antigua floor plan brings island living home with 2 bedrooms, 2 baths, a den, and a 2-car garage inside the gates of Latitude Margaritaville Daytona Beach. Soaring ceilings, recessed lighting, and wood-look tile carry you through the main living space, with plantation shutters throughout for that easy, breezy feel. The kitchen is dressed up with designer wood-frame, recessed-panel cabinetry, 36-inch uppers, roll-out shelving, and a water filter right at the sink. The primary suite has an oversized walk-in closet built for a real wardrobe. Step outside to the extended pavered lanai, wrapped in a picture-frame screen enclosure, where the conservation view becomes your own private slice of Florida. Built to Florida's energy-efficiency standards and backed by an active termite bond, this one is as low-maintenance as it is fun. Latitude Margaritaville is Minto's 55+ community built around Jimmy Buffett's laid-back island lifestyle, and it's golf cart friendly, hop in yours and cruise over to the on-site Publix and shopping center. The amenity list reads like a permanent vacation: a private oceanfront Beach Club with resident shuttle service, the Fins Up Fitness Center with an indoor lap pool, Paradise Pool and a second resort-style pool, tennis, pickleball, and bocce ball courts, a walking trail, a private dog park plus the Barkaritaville Pet Spa, Latitude Town Square with live entertainment, the Last Mango Theater, the Bar & Chill restaurant, and the Coconut Telegraph Business Center. LPGA International, Tanger Outlets, and Daytona International Speedway are all just a short golf cart or car ride away. HOA dues cover lawn and landscape maintenance, common-area upkeep, and full access to the amenity package, including access to the Beach Club via shuttle, plus this home is scheduled for a fresh HOA-funded exterior paint job in November 6, 2026. Fresh bark added once painted. Paradise found. (Tankless hotwater heater is serviced yearly)
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,563
Sqft
0.11 ac
Lot size
2
Garage
2019
Year built
One
Levels
$283
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,151 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,151/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.3%
$/sqft vs Daytona Beach actives
$283 vs $220
Days on market
38 vs 83 typical
Where $283/sqft sits among the 400 Daytona Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Daytona Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach. See the full Daytona Beach guide →
DAYTONA BEACH 32124 — neighborhood snapshot
Population
11,409
Median age
53.4
Median income
$92,616
Median home value
$508,000
Avg household
2.1
Households w/ children
475
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach market
$295K → $333K
Daytona Beach median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
244 of 400
Daytona Beach actives have cut their price
Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the DAYTONA BEACH 32124 median. See the full Daytona Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1162 FINS UP COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$440,000
544 LOST SHAKER WAY · same community
2 bd · 2 ba · 1,608 sqft · $274/sqft · 117 DOM
Sold · May ’26$440,000
866 MARGARITAVILLE AVENUE
2 bd · 2 ba · 1,563 sqft · $282/sqft · 52 DOM
Sold · Dec ’25$462,000
832 MARGARITAVILLE AVENUE
2 bd · 2 ba · 1,563 sqft · $296/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1162 FINS UP COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1162 FINS UP COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1162 FINS UP COURT FAQs
What would the monthly payment be for 1162 FINS UP COURT?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,151/mo — principal and interest, the actual property-tax bill, the $393/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1162 FINS UP COURT?+
The association fee works out to $393 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1162 FINS UP COURT?+
The most recent tax bill on record (2025) was $4,372. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1162 FINS UP COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Daytona Beach?+
At $442,500, this home is listed about 59% above the Daytona Beach median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1162 FINS UP COURT?+
David C. Hinson Senior Middle School (middle), Champion Elementary School (elementary), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jennifer Withers. MLS #V4951344.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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