CENTURY 21 Edge
$899,0004 bd3 ba2,570 sqft$350 /sqft≈$7,179 /mo all-in ↓

409 MOSAIC BOULEVARD, DAYTONA BEACH, FL, 32124

Active40 days on marketListed Sep 28, 2026MLS #V4951532

Private poolSingle Family ResidenceMOSAIC PH 2

About this home

409 MOSAIC BOULEVARD

Meticulous craftsmanship, classic elegance, and designer finishes define this exceptional ICI 2024 Davenport home in the highly sought-after master-planned community of Mosaic. Spacious 4 bedrooms, 3 bathrooms, and a 3-car garage, this beautifully upgraded home delivers the luxury, comfort, and convenience of a new home—with all the model features and more why wait, this home is truly move in ready, 409 Mosaic Blvd. is a home where thoughtful design meets effortless Florida living. The moment you arrive you will be impressed with the paver driveway, and professional landscaping. Step inside and the attention to detail is unmistakable. A desirable 3-way split-bedroom floor plan which includes an ensuite bathroom. The open-concept creates an ideal balance of sophistication and functionality. Soaring 12-foot ceilings and striking tray ceiling accents in the foyer and continue through the living and dining areas, creating an impressive sense of volume and space. The great room, dining area, and gourmet kitchen flow seamlessly together, all framed by beautiful views and abundant natural light overlooking the pool and lake area. The chef-inspired kitchen being the heart of the home, featuring an oversized center island, quartz countertops, designer backsplash, stainless steel appliances, abundant cabinetry, and a generous walk-in pantry. Upgraded ceiling fans, light fixtures, many with convenient remote controls including the sliding glass door shades, adding another layer of style. Elegant tile flooring extends throughout the home. The owner’s suite is designed as a peaceful escape, with vaulted ceilings accented by decorative beams and expansive windows overlooking the pool and lake. Natural light creates a serene atmosphere. The luxurious owner’s bath features an oversized walk-in shower with an extended bench, dual vanities, oversized walk-in closet, and private water closet. Designed for both everyday living and entertainment, the living space opens through expansive sliding glass doors to a outdoor oasis. The extended screened lanai features the private pool with beautiful travertine decking. The extended clear-view screen provides an unobstructed view of the pool and surrounding scenery, zip-up/zip-down privacy curtains on both sides allow for privacy on both sides for entertaining or relaxing. Whether hosting a weekend barbecue or enjoying a quiet evenings, this outdoor living area is sure to become a favorite gathering place. Included is a spacious laundry room complete with utility sink, countertops, and additional cabinetry. The 3-car garage features professionally finished epoxy floor, providing a clean, polished space for vehicles, storage, or golf cart. Living in Mosaic is more than owning a beautiful home, it’s an exceptional lifestyle. Residents enjoy resort-style amenities including a spectacular community pool, fully equipped gym, fishing dock, playground, walking trails, and a vibrant calendar of community events. Located minutes from Tomoka Town Center, with access to shopping, dining, and entertainment. With I-95 and I-4 nearby, travel throughout Central Florida is effortless. Daytona Beach is just a short drive away. Luxury without waiting. Premier upgrades have already been completed. If you have been waiting for a home that combines sophisticated design, exceptional outdoor living, and a premier Central Florida lifestyle, this is the one to see. Schedule your private viewing of 409 Mosaic Blvd. today.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,570

Sqft

0.22 ac

Lot size

3

Garage

2024

Year built

One

Levels

$350

Per sqft

Private poolPool & Water viewPets allowed

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Microwave · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesNortheast
ParkingDriveway · Garage Door Opener · Golf Cart Garage · Off Street
ExteriorIrrigation System · Lighting · Outdoor Kitchen · Rain Gutters · Sliding Doors

Community & fees

HOA fee$129/mo
Taxes (2025)$10,751/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Public · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,179 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$5,657
PMI (est., until 20% equity)$337
Property tax — 2025 actual bill$896
HOA fee — from the listing$129
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,900Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,900
Interest rate7.50%
Loan term

Estimated payment

$7,179/mo

Principal & interest$5,657
PMI (est., until 20% equity)$337
Property taxes (actual bill)$896
HOA / condo fee$129
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $899K
$439KedgeAI estimate $507,785 · range $457K–$559K$935K

vs edgeAI estimate

+77%

$/sqft vs Daytona Beach actives

$350 vs $220

Days on market

40 vs 83 typical

Where $350/sqft sits among the 400 Daytona Beach actives

99
109
76
53
34 · this home
29
$121–171$171–222$222–272$272–323$323–373$373+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Daytona Beach

Drive times from this address

Downtown Orlando≈ 61 min
Universal Orlando≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach. See the full Daytona Beach guide →

DAYTONA BEACH 32124 — neighborhood snapshot

Population

11,409

Median age

53.4

Median income

$92,616

Median home value

$508,000

Avg household

2.1

Households w/ children

475

For the school run

Volusia County School District

MiddleDavid C. Hinson Senior Middle School★★★★★
ElementaryChampion Elementary School★★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach market

Seller’s marketBalanced — 6.9 months of inventoryBuyer’s market

$295K → $333K

Daytona Beach median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

244 of 400

Daytona Beach actives have cut their price

Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 125% above the DAYTONA BEACH 32124 median. See the full Daytona Beach market guide →

Paper trail

This home's history

Sep 28, 2026Listed at $899,000 · 40 days on market since
2024Built · MOSAIC PH 2

Reality check

What actually sold near 409 MOSAIC BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1217 PAMPUS DRIVESold · Jul ’26

$420,000

1217 PAMPUS DRIVE

4 bd · 2.5 ba · 2,574 sqft · $163/sqft · 138 DOM

1129 BRITISH CIRCLESold · Jul ’26

$420,000

1129 BRITISH CIRCLE

4 bd · 2.5 ba · 2,574 sqft · $163/sqft · 84 DOM

402 AQUAMARINE WAYSold · Jun ’26

$715,000

402 AQUAMARINE WAY

4 bd · 3 ba · 2,560 sqft · $279/sqft · 233 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kyler Lang

Your agent

Kyler Lang

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 409 MOSAIC BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 409 MOSAIC BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

409 MOSAIC BOULEVARD FAQs

What would the monthly payment be for 409 MOSAIC BOULEVARD?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $7,179/mo — principal and interest, the actual property-tax bill, the $129/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 409 MOSAIC BOULEVARD?+

The association fee works out to $129 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 409 MOSAIC BOULEVARD?+

The most recent tax bill on record (2025) was $10,751. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 409 MOSAIC BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Daytona Beach?+

At $899,000, this home is listed about 222% above the Daytona Beach median of $279,000. The market section on this page shows how the area is trending.

Which schools are assigned to 409 MOSAIC BOULEVARD?+

David C. Hinson Senior Middle School (middle), Champion Elementary School (elementary), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LANE REALTY SERVICES, LLC · Pam Dean. MLS #V4951532.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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