311 STIRLING BRIDGE DRIVE, ORMOND BEACH, FL, 32174
Active10 days on marketListed Oct 28, 2026MLS #V4952030
Come see it
Upcoming open house
Sun, Nov 8
1:00 PM – 3:00 PM
About this home
311 STIRLING BRIDGE DRIVE
Virtually Staged. Experience exceptional lakefront living at 311 Stirling Bridge in Plantation Bay. This beautifully appointed 4-bedroom, 4-bath home offers over 2,800 square feet of living space, striking ceiling details, and an indoor-outdoor layout designed for relaxed living and memorable entertaining. An expansive great room opens to an incredible lanai, where sweeping lake views and a summer kitchen create the perfect setting for dinner with friends or a quiet evening overlooking the water. An automated pergola roof with LED lighting adds versatility and ambiance to this standout outdoor retreat. Inside, soaring ceilings, transom windows, and expansive sliding glass doors fill the main living areas with natural light and frame the waterfront setting. The spacious eat-in kitchen features rich wood cabinetry, generous counter space, a breakfast bar, and a built-in buffet that adds both storage and serving space. A separate dining room and an additional front living area offer flexibility for entertaining or everyday enjoyment. The privately situated primary suite features wood floors, two walk-in closets, and a spacious en-suite bath, while three additional bedrooms and bathrooms provide comfortable accommodations for family and guests. A three-car garage configuration, including a separate toy garage, completes this exceptional home. From its distinctive architectural details to its spectacular outdoor living spaces, this home makes the most of its beautiful lakeside setting. Located in Plantation Bay, a private, gated golf and country club community, this home offers a lifestyle that extends well beyond your front door. Scenic walking trails and natural surroundings complement an impressive collection of club amenities, including 45 holes of championship golf, a clubhouse with dining, resort-style pools, a fitness center and spa, tennis, and pickleball. Optional club memberships allow you to choose the experience that suits your lifestyle, with membership required for access to club amenities.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,817
Sqft
0.23 ac
Lot size
3
Garage
2021
Year built
One
Levels
$336
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,257 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,257/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.7%
$/sqft vs Ormond Beach actives
$336 vs $231
Days on market
10 vs 65 typical
Where $336/sqft sits among the 395 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32174 — neighborhood snapshot
Population
54,783
Median age
56.6
Median income
$71,011
Median home value
$356,800
Avg household
2.18
Households w/ children
4,865
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$400K → $408K
Ormond Beach median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
214 of 395
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 149% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 311 STIRLING BRIDGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$612,500
368 STIRLING BRIDGE DRIVE · same community
3 bd · 2.5 ba · 2,107 sqft · $291/sqft · 36 DOM
Sold · Jan ’26$682,500
358 STIRLING BRIDGE DRIVE · same community
3 bd · 2 ba · 1,979 sqft · $345/sqft · 13 DOM
Sold · Nov ’25$819,000
476 STIRLING BRIDGE DRIVE
4 bd · 3 ba · 2,813 sqft · $291/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 311 STIRLING BRIDGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 311 STIRLING BRIDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
311 STIRLING BRIDGE DRIVE FAQs
What would the monthly payment be for 311 STIRLING BRIDGE DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $7,257/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 311 STIRLING BRIDGE DRIVE?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 311 STIRLING BRIDGE DRIVE?+
The most recent tax bill on record (2025) was $8,175. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 311 STIRLING BRIDGE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $947,900, this home is listed about 138% above the Ormond Beach median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 311 STIRLING BRIDGE DRIVE?+
Tomoka Elementary School (elementary), Ormond Beach Middle School (middle), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$947,900 runs 149% above the ORMOND BEACH 32174 median — but at 2,817 sqft it's also 58% larger than the typical Ormond Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Tomoka Elementary School, Ormond Beach Middle School, Seabreeze High School — Tomoka Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · Bill Navarra. MLS #V4952030.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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