CENTURY 21 Edge
$289,999$349,0003 bd2 ba1,534 sqft$189 /sqft≈$2,161 /mo all-in ↓

8122 MATTHEW DRIVE, NEW PORT RICHEY, FL, 34653

Active467 days on marketListed Jul 2, 2025MLS #W7876989

✦ Reduced $59KSingle Family ResidenceDEER PARK

About this home

8122 MATTHEW DRIVE

One or more photo(s) has been virtually staged. Great starter home with NO REAR NEIGHBORS EVER! This home backs up to a conservation lot. Walk to Deer Park Elementary. This 2-3-bedroom SPLIT plan has 2 full bathrooms is MOVE IN READY! The 3rd bedroom is a flex space that could be used as an office, game room, playroom or home gym. Come escape the city with a peaceful backyard that is fenced in for your fur babies to roam or add a pool for endless summertime fun! The kitchen has been updated with light cabinets and new epoxy countertops, a large island for plenty of seating and a NEW dishwasher. NEW luxury vinyl flooring in the living room! NEW interior and exterior paint! The open floorplan has adjustable lighting to create the perfect ambiance right from your phone. Step out back to the deck and enjoy cool breezes and looking for birds including woodpeckers, owls, hawks and cardinals. Or bring out the grill and the firepit to entertain your family and friends. The home is equipped with solar panels for LOW ENERGY BILLS! The 2-car garage has new epoxy floors and just painted inside. Conveniently located on a cul-de-sac near Little Rd, Trouble Creek, Rowan and Hwy 54 with shopping and restaurants nearby and just 10 minutes to Main St in exciting downtown New Port Richey. **BONUS - This home is eligible for up to $17,500 in down payment and closing costs grants with preferred lender. Retrictions apply. Call me for more details and schedule a showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,534

Sqft

0.14 ac

Lot size

2

Garage

1988

Year built

One

Levels

$189

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesNorth
ExteriorDog Run · French Doors · Rain Gutters

Community & fees

Taxes (2024)$1,988/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,161 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property tax — 2024 actual bill$166
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,150
Interest rate6.00%
Loan term

Estimated payment

$2,161/mo

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$166
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $290K
$278KedgeAI estimate $308,910 · range $296K–$340K$353K

vs edgeAI estimate

−6.1%

$/sqft vs DEER PARK

$189 vs $219

Days on market

467 vs 82 typical

Where $189/sqft sits among the 13 homes for sale in DEER PARK

3
0 · this home
2
3
4
1
$151–171$171–191$191–210$210–230$230–250$250+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Port Richey

Drive times from this address

Tampa Int’l Airport (TPA)≈ 43 min
Downtown Tampa≈ 46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

NEW PORT RICHEY 34653 — neighborhood snapshot

Population

36,086

Median age

49.9

Median income

$47,660

Median home value

$180,900

Avg household

2.21

Households w/ children

3,038

For the school run

Pasco County School District

ElementaryDeer Park Elementary School★★★★★
MiddleRiver Ridge Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$280K → $271K

New Port Richey median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

8 of 13

DEER PARK have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% above the NEW PORT RICHEY 34653 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $289,999 ▼ $59K
Jul 2, 2025Listed at $349,000 · 467 days on market since
1988Built · DEER PARK

Reality check

What actually sold near 8122 MATTHEW DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7735 DEER FOOT DRIVESold · Dec ’25

$290,000

7735 DEER FOOT DRIVE · same community

2 bd · 2 ba · 1,603 sqft · $181/sqft · 7 DOM

2629 GOLDEN ANTLER LANESold · Jun ’26

$347,000

2629 GOLDEN ANTLER LANE · same community

4 bd · 2 ba · 1,460 sqft · $238/sqft · 26 DOM

8452 YEARLING LANESold · Jan ’26

$255,000

8452 YEARLING LANE · same community

3 bd · 2 ba · 1,457 sqft · $175/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 8122 MATTHEW DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8122 MATTHEW DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8122 MATTHEW DRIVE FAQs

What would the monthly payment be for 8122 MATTHEW DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,161/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8122 MATTHEW DRIVE?+

The most recent tax bill on record (2024) was $1,988. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8122 MATTHEW DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $289,999, this home is listed about 5% above the New Port Richey median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8122 MATTHEW DRIVE?+

Deer Park Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$289,999 runs 27% above the NEW PORT RICHEY 34653 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

467 days on market against a New Port Richey median of 82 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $349,000, now $289,999 — a $59K cut. The full history is in the market section below.

Listing courtesy of FLORIDA LUXURY REALTY INC · Melissa Horn. MLS #W7876989.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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