2089 SANDIA STREET, PORT CHARLOTTE, FL, 33953
Active394 days on marketListed Jul 18, 2025MLS #W7877448
About this home
2089 SANDIA STREET
Perfect opportunity to own this traditional style water front Fully renovated home with 4 bedrooms and 3 bathrooms situated on an over-sized double corner lot. With 3,059 square feet of living space this spacious home has perfect spaces for all including master suite, family room, living room dining room and large lanai area with outdoor kitchen. Home is open and bright with LEVEL 5 FINISHED WALL'S & HIGH CEILINGS! Custom shaker Kitchen area is open to the family room on one side and dining room on the other and features abundance of counter and cabinet space. Master room French doors leading out to the lanai area and a master bath with his/her vanity area, large free standing tub, Large shower and 2 walk-in closets. Family and friends will appreciate the guest suit with three guest bedrooms along with full guest bath tucked away from the living area. This water front property has boat ramp and with dock and access up the Waterway to the Myakka River, Charlotte Harbor and the Gulf. Home also has circular driveway, sheds in the backyard for storage. Situated on a quiet street you will enjoy the tranquil setting and the mature landscaping of the oversized . 73 acres. Large lot open for opportunities, build a shop, or large pool!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,059
Sqft
0.73 ac
Lot size
2002
Year built
One
Levels
$261
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,644 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,644/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Charlotte actives
$261 vs $208
Days on market
394 vs 59 typical
Where $261/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
200 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3548% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 2089 SANDIA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$720,000
13314 PRENTICE AVENUE · same community
3 bd · 3 ba · 2,150 sqft · $335/sqft · 15 DOM
Sold · Apr ’26$347,000
2355 JACOBS STREET · same community
4 bd · 3 ba · 2,117 sqft · $164/sqft · 415 DOM
Sold · Feb ’26$285,000
13460 TOLMAN AVENUE · same community
3 bd · 2 ba · 1,712 sqft · $166/sqft · 525 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2089 SANDIA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2089 SANDIA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2089 SANDIA STREET FAQs
What would the monthly payment be for 2089 SANDIA STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,644/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2089 SANDIA STREET?+
The most recent tax bill on record (2023) was $10,476. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $798,999, this home is listed about 142% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2089 SANDIA STREET?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$798,999 runs 3548% above the PORT CHARLOTTE 33953 median — but at 3,059 sqft it's also nearly twice the size of the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
394 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $850,000, now $798,999 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LISTWITHFREEDOM.COM · Ralph Harvey. MLS #W7877448.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 2089 SANDIA STREET but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Darrick to ping you on any price or status change →