4939 FLORAMAR TERRACE UNIT 312, NEW PORT RICHEY, FL, 34652
Active301 days on marketListed Nov 25, 2025MLS #W7881055
About this home
4939 FLORAMAR TERRACE UNIT 312
Boat slip included! Yes, that’s correct. Come Live the Easy Florida Waterfront Lifestyle! Step into this beautifully updated, warm, and tropical 2-bedroom, 2-bath waterfront condo featuring your very own deeded dock just steps from your back door! Located in the desirable Sea Castle Condo Tower, this light and bright split-plan residence offers spectacular views of the marina and open water, along with a spacious, flowing floor plan that feels both open and inviting. The modern kitchen is designed for both style and function, boasting Corian countertops, soft-close cabinets, and tons of storage, with all new appliances installed within the past two years. The adjoining living and dining areas blend seamlessly together, perfect for entertaining or simply relaxing while taking in the stunning water views. The primary suite is a peaceful retreat with expansive waterfront views, generous closet space, and a renovated ensuite bath featuring an updated vanity and walk-in shower. The guest bedroom is spacious and welcoming, with a nearby updated guest bath for added convenience. This unit comes with a highly coveted private dock slip! Sea Castle has recently undergone extensive upgrades throughout, including: All-new elevated pool equipment and oversized heated pool New BBQ grills, large gazebo, fishing dock, and marina access Two community boat ramps Refreshed workshop, shuffleboard courts, and library Brand-new wiring and laundry facilities on every floor New fiberglass storage doors for each unit RV and boat trailer parking conveniently located behind the pool Your monthly condo fee covers all exterior maintenance, pest control, roof, water, sewer, trash removal, basic cable TV, internet, and master/flood insurance—giving you true maintenance-free living! For an added touch of paradise, you can also join Gulf Harbors’ private sandy beach on the Gulf of Mexico—just $200 a year—offering breathtaking views of Anclote Key and endless sunsets. Located just minutes from vibrant downtown New Port Richey, you’ll enjoy local dining, shopping, bars, and community events at Sims Park. Close to everything you need—shopping, medical, Tampa Airport, and more—this condo is perfect for year-round living or a relaxing Florida getaway. This is coastal living at its finest—where every day feels like vacation.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
959
Sqft
0 ac
Lot size
1975
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,611 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,611/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.3%
$/sqft vs New Port Richey actives
$203 vs $198
Days on market
301 vs 55 typical
Where $203/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
The numbers that matter
The New Port Richey market
$280K → $275K
New Port Richey median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
266 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the New Port Richey median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4939 FLORAMAR TERRACE UNIT 312
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$130,000
4939 FLORAMAR TERRACE UNIT 712 · same community
2 bd · 2 ba · 959 sqft · $136/sqft · 95 DOM
Sold · Feb ’26$155,000
4939 FLORAMAR TERRACE UNIT 511 · same community
2 bd · 2 ba · 959 sqft · $162/sqft · 78 DOM
Sold · Jan ’26$140,000
4939 FLORAMAR TERRACE UNIT 302 · same community
1 bd · 1 ba · 806 sqft · $174/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4939 FLORAMAR TERRACE UNIT 312 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4939 FLORAMAR TERRACE UNIT 312 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4939 FLORAMAR TERRACE UNIT 312 FAQs
What would the monthly payment be for 4939 FLORAMAR TERRACE UNIT 312?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,611/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4939 FLORAMAR TERRACE UNIT 312?+
The most recent tax bill on record (2024) was $2,601. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4939 FLORAMAR TERRACE UNIT 312?+
The listing reports pets: Cats OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $195,000, this home is listed about 32% below the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the New Port Richey market on paper
$195,000 is 32% below the New Port Richey median of $284,900, and at $203/sqft it sits under the New Port Richey average of $216.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
301 days on market against a New Port Richey median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $228,000, now $195,000 — a $33K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SNAP REALTY LLC · Shawn Poole. MLS #W7881055.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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