4939 FLORAMAR TERRACE UNIT 605, NEW PORT RICHEY, FL, 34652
Active1 days on marketListed Sep 21, 2026MLS #TB8549879
About this home
4939 FLORAMAR TERRACE UNIT 605
Virtually Staged. Enjoy waterfront living and incredible Intracoastal views from this 6th-floor condo in the sought-after Sea Castle community. This 2-bedroom, 2-bath residence offers 959 heated square feet with a sleek kitchen featuring newer stainless steel appliances, new vinyl flooring, fresh carpet, and a newer A/C and water heater. Large windows showcase the beautiful water views and fill the home with natural light. The primary bedroom enjoys beautiful views overlooking the water and features two generously sized closets. On the opposite side of the unit, a nicely sized second bedroom and full bath offer additional privacy and a comfortable layout for guests or everyday living. One of the standout features of this unit is assigned parking space #18, ideally positioned right next to the community’s front entrance, making it one of the most convenient parking spaces in Sea Castle. The unit also includes a private storage space. Sea Castle offers an impressive collection of waterfront amenities including a waterfront heated swimming pool and sun deck, gazebo and cookout areas, shuffleboard, workshop, library, game room, secure lobby, laundry facilities, bike and kayak storage, and video security. Boaters will appreciate access to boat docks when available, along with two boat ramps providing direct Gulf access with no bridges. The building also features a newer roof along with upgraded elevators and electrical systems. Optional membership to Gulf Harbors Beach Club provides residents access to a private beach. Conveniently located near downtown New Port Richey with easy access to marinas, parks, restaurants, shopping, hospitals, and beautiful Gulf beaches, this is a great opportunity to enjoy the Florida waterfront lifestyle with spectacular sixth-floor views. Make your appointment today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
959
Sqft
0.03 ac
Lot size
1975
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,593 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,593/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.2%
$/sqft vs New Port Richey actives
$193 vs $198
Days on market
1 vs 55 typical
Where $193/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
The numbers that matter
The New Port Richey market
$280K → $275K
New Port Richey median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
267 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the New Port Richey median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4939 FLORAMAR TERRACE UNIT 605
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$130,000
4939 FLORAMAR TERRACE UNIT 712 · same community
2 bd · 2 ba · 959 sqft · $136/sqft · 95 DOM
Sold · Feb ’26$155,000
4939 FLORAMAR TERRACE UNIT 511 · same community
2 bd · 2 ba · 959 sqft · $162/sqft · 78 DOM
Sold · Jan ’26$140,000
4939 FLORAMAR TERRACE UNIT 302 · same community
1 bd · 1 ba · 806 sqft · $174/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 4939 FLORAMAR TERRACE UNIT 605 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4939 FLORAMAR TERRACE UNIT 605 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4939 FLORAMAR TERRACE UNIT 605 FAQs
What would the monthly payment be for 4939 FLORAMAR TERRACE UNIT 605?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,593/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4939 FLORAMAR TERRACE UNIT 605?+
The most recent tax bill on record (2025) was $3,141. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4939 FLORAMAR TERRACE UNIT 605?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $185,000, this home is listed about 35% below the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the New Port Richey market on paper
$185,000 is 35% below the New Port Richey median of $284,900, and at $193/sqft it sits under the New Port Richey average of $216.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a New Port Richey market that averages 55 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · John Larocca. MLS #TB8549879.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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