CENTURY 21 Edge
$99,000$140,0002 bd2 ba1,088 sqft$91 /sqft≈$955 /mo all-in ↓

5111 AMULET DRIVE UNIT 202, NEW PORT RICHEY, FL, 34652

Active216 days on marketListed Mar 9, 2026MLS #W7883686

✦ Priced 46% below the NEW PORT RICHEY 34652 median✦ Reduced $41KFully furnishedCondominiumGULF HARBORS CONDO

About this home

5111 AMULET DRIVE UNIT 202

Wow, Price Improvement! The seller says lets get this sold! This condo is available for Private BEACH access! Beautifully remodeled and furnished! You will love coming home to this beautiful two-bedroom, two-bath condo and enjoy life with maintenance-free living. The large Florida room has many windows (newer hurricane windows) that make this home bright and full of light. This desirable second floor home is in the beautiful waterfront community of Gulf Harbors Condominiums. The community sits on the North Channel of Gulf Harbors, take a boat out to the open waters of the Gulf of Mexico. Enjoy hosting your friends and family in this 2 bedroom, 2 bath condo. The comfortable living room overlooks the huge sunroom. This flexible Florida room is ready for you to enjoy your morning coffee or relax and read a great book or make it a perfect formal dining area. It could even hold a bed to host more guests. The two bathrooms have updated vanities, and new toilets. The guest bath has a walk-in shower enclosure, and the primary has a shower tub combo. In your primary suite you will enjoy a spacious room, a walk-in closet. The kitchen has been updated and is a a great space for entertaining Outside, there is ample parking with a reserved covered carport and open parking, and additional exterior storage closet. The laundry facility is located on the first floor of the building for your convenience. The roof was replaced in this building in 2023. The AC is new, and the condo has been freshly painted with new custom blinds, NEW updated kitchen too. The community features so much to do like take a swim in one of the two pools (one is heated), two clubhouses, billiards, and card room, and meet new friends at the bocce ball or shuffleboard court. Go down to the waterfront and watch the wildlife, enjoy the sunset, or take a stroll on the private beach. Take advantage of a private beach with a membership at the Gulf Harbors Beach Club for $200/year including cabanas and grills and beautiful views on 1 /4 mile of white sandy beach located right on the Gulf of Mexico. Your community is close to convenient shopping and restaurants. Just a few blocks away from Southgate Shopping Center with Publix, TJ Maxi, Burlington, Big Lots, Restaurants and more or enjoy an evening out in downtown New Port Richey which boast several restaurants, local breweries, specialty shops or enjoy live music at Sim's Park. Downtown NPR is only 2 miles away and always has something special going on. Enjoy this golf cart community with the ability to golf cart to beautiful downtown New Port Richey. You will also be located near golf courses, beaches, and a quick drive south to Tarpon Springs' famous Sponge Docks. The drive to Tampa is less than an hour’s drive, where you can enjoy professional sporting events, tourist attractions, and a quick trip to the airport (only 22 miles away). The monthly fee includes cable, internet, water, sewer, building insurance, trash, grounds maintenance, exterior maintenance, two pools, two clubhouses, assigned covered parking, escrow reserves, security, and manager. The Condo Association is not age restricted and rentals are allowed after one year of ownership. Come enjoy true Florida living at its finest! Hurry before it is gone. Second Floor condo, No flooding to worry about here! Seller is paying up to one FULL year of HOA fees for you!!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,088

Sqft

0.02 ac

Lot size

1970

Year built

One

Levels

$91

Per sqft

Furnished

Inside

FlooringCarpet · Tile
AppliancesMicrowave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Other · Walk-In Closet(s)
LaundryOther
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofBuilt-Up · Other
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingAssigned · Covered · Guest
ExteriorOther · Sidewalk

Community & fees

Taxes (2025)$2,020/yr
PetsNo
CommunityAssociation Recreation - Owned · Buyer Approval Required · Deed Restrictions · Pool

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$955 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$583
FHA mortgage insurance (est.)$44
Property tax — 2025 actual bill$168
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,465
Interest rate6.00%
Loan term

Estimated payment

$955/mo

Principal & interest$583
FHA mortgage insurance (est.)$44
Property taxes (actual bill)$168
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $99K
$66KedgeAI estimate $76,704 · range $69K–$83K$103K

vs edgeAI estimate

+29.1%

$/sqft vs GULF HARBORS CONDO

$91 vs $90

Days on market

216 vs 82 typical

Where $91/sqft sits among the 33 homes for sale in GULF HARBORS CONDO

5
8
4 · this home
9
3
4
$48–62$62–77$77–92$92–107$107–121$121+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Port Richey

Drive times from this address

Tampa Int’l Airport (TPA)≈ 48 min
Downtown Tampa≈ 52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

NEW PORT RICHEY 34652 — neighborhood snapshot

Population

25,900

Median age

51.8

Median income

$52,396

Median home value

$198,400

Avg household

2.19

Households w/ children

1,991

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$280K → $271K

New Port Richey median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

25 of 33

GULF HARBORS CONDO have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% below the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $99,000 ▼ $41K
Mar 9, 2026Listed at $140,000 · 216 days on market since
1970Built · GULF HARBORS CONDO

Reality check

What actually sold near 5111 AMULET DRIVE UNIT 202

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5111 AMULET DRIVE UNIT 208Sold · Feb ’26

$45,000

5111 AMULET DRIVE UNIT 208 · same community

1 bd · 2 ba · 1,088 sqft · $41/sqft · 16 DOM

4726 MARINE PARKWAY UNIT 103Sold · Jun ’26

$84,000

4726 MARINE PARKWAY UNIT 103 · same community

2 bd · 2 ba · 1,088 sqft · $77/sqft · 291 DOM

4832 JASPER DRIVE UNIT 107Sold · Feb ’26

$55,000

4832 JASPER DRIVE UNIT 107 · same community

2 bd · 2 ba · 1,088 sqft · $51/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5111 AMULET DRIVE UNIT 202 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5111 AMULET DRIVE UNIT 202 — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5111 AMULET DRIVE UNIT 202 FAQs

What would the monthly payment be for 5111 AMULET DRIVE UNIT 202?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $955/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5111 AMULET DRIVE UNIT 202?+

The most recent tax bill on record (2025) was $2,020. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5111 AMULET DRIVE UNIT 202?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $99,000, this home is listed about 64% below the New Port Richey median of $275,790. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Under the NEW PORT RICHEY 34652 market on paper

$99,000 is 46% below the NEW PORT RICHEY 34652 median of $182,500, and at $91/sqft it sits under the New Port Richey average of $209.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

216 days on market against a New Port Richey median of 82 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $140,000, now $99,000 — a $41K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Kelly Mothershead Timmons. MLS #W7883686.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5111 AMULET DRIVE UNIT 202, NEW PORT RICHEY, FL — 2 Bed, 2 Bath — $99,000 | CENTURY 21 Edge