CENTURY 21 Edge
$62,000$73,3001 bd1 ba736 sqft$84 /sqft$568 /mo all-in ↓

4461 RUSTIC DRIVE, NEW PORT RICHEY, FL, 34652

Active140 days on marketListed Mar 20, 2026MLS #W7884059

Priced 73% below the NEW PORT RICHEY 34652 medianReduced $11KCondominiumGARDENS BEACON SQUARE

About this home

4461 RUSTIC DRIVE

**PRICE REDUCTION**Experience the ultimate Florida lifestyle in this beautifully renovated, move-in-ready condo located within the gated 55+ community of The Gardens of Beacon Square. This charming one-bedroom, one-bathroom home has been thoughtfully updated from top to bottom, featuring fresh interior paint, plush new carpeting, and a fully remodeled bathroom. The modern kitchen shines with brand-new cabinets and appliances, complemented by a new water heater for total peace of mind. Every detail has been addressed, including the convenience of assigned covered parking just steps from your door. Life in this wonderfully manicured community feels like a year-round vacation. Residents enjoy access to a sparkling pool, shuffleboard courts, and a vibrant amenity center complete with a library, laundry facilities, and a full social calendar of events. Spend your evenings catching breathtaking sunsets from the community gazebo overlooking the water or enjoying a walk in the cool Gulf breeze. The low-maintenance lifestyle is further enhanced by a reasonable monthly fee that covers nearly everything, including water, sewer, garbage, cable, internet, exterior maintenance, community insurance, and all amenities. Perfectly situated near the heart of downtown New Port Richey, you are minutes away from a thriving nightlife scene filled with restaurants, theatres, and waterfront parks. Whether you are looking for local water sports and Gulf beaches or a quick trip to Florida’s world-class amusement parks and international airports, this location puts you in the center of it all. Don’t miss your opportunity to own this turn-key coastal retreat.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

736

Sqft

0.14 ac

Lot size

1972

Year built

One

Levels

$84

Per sqft

55+ community

Inside

FlooringCarpet · Tile
AppliancesElectric Water Heater · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor
LaundryOther
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal · Other
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ExteriorIrrigation System · Lighting · Private Mailbox · Sidewalk

Community & fees

Taxes (2025)$183/yr
PetsNo
CommunityIntracoastal Waterway · Buyer Approval Required · Clubhouse · Gated Community - Guard · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Sprinkler Well · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$568 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$365
FHA mortgage insurance (est.)$27
Property tax — 2025 actual bill$15
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,170Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,170
Interest rate6.00%
Loan term

Estimated payment

$568/mo

Principal & interest$365
FHA mortgage insurance (est.)$27
Property taxes (actual bill)$15
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $62K
$60KedgeAI estimate $74,183 · range $69K$86K$90K

vs edgeAI estimate

−16.4%

$/sqft vs GARDENS BEACON SQUARE

$84 vs $110

Days on market

140 vs 48 typical

Where $84/sqft sits among the 33 homes for sale in GARDENS BEACON SQUARE

3
4 · this home
7
3
7
9
$65–76$76–88$88–99$99–111$111–122$122+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Port Richey

Map of 4461 RUSTIC DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)47 min
Downtown Tampa51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

NEW PORT RICHEY 34652 — neighborhood snapshot

Population

25,900

Median age

51.8

Median income

$52,396

Median home value

$198,400

Avg household

2.19

Households w/ children

1,991

For the school run

Pasco County School District

HighAnclote High School★★★★★
MiddlePaul R. Smith Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$280K$270K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

15 of 33

GARDENS BEACON SQUARE have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 73% below the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $62,000 $11K
Mar 20, 2026Listed at $73,300 · 140 days on market since
1972Built · GARDENS BEACON SQUARE

Reality check

What actually sold near 4461 RUSTIC DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4307 SUMMERSUN DRIVESold · Feb ’26

$55,000

4307 SUMMERSUN DRIVE · same community

1 bd · 1 ba · 736 sqft · $75/sqft · 0 DOM

4252 SHELDON PLACE UNIT 4252Sold · Aug ’25

$115,000

4252 SHELDON PLACE UNIT 4252 · same community

2 bd · 1 ba · 831 sqft · $138/sqft · 71 DOM

4242 SHELDON PLACE UNIT 4242Sold · Nov ’25

$70,000

4242 SHELDON PLACE UNIT 4242 · same community

2 bd · 1 ba · 831 sqft · $84/sqft · 207 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 4461 RUSTIC DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4461 RUSTIC DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4461 RUSTIC DRIVE FAQs

What would the monthly payment be for 4461 RUSTIC DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $568/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4461 RUSTIC DRIVE?+

The most recent tax bill on record (2025) was $183. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4461 RUSTIC DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $62,000, this home is listed about 78% below the New Port Richey median of $279,950. The market section on this page shows how the area is trending.

Which schools are assigned to 4461 RUSTIC DRIVE?+

Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the NEW PORT RICHEY 34652 market on paper

$62,000 is 73% below the NEW PORT RICHEY 34652 median of $227,000, and at $84/sqft it sits under the New Port Richey average of $214.

02Time on market is leverage

140 days on market against a New Port Richey median of 48 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $73,300, now $62,000 — a $11K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ALLIANCE GROUP · April Novenson. MLS #W7884059.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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