
3071 BOLT DRIVE, PALM HARBOR, FL, 34685
Active171 days on marketListed Apr 30, 2026MLS #W7885293
About this home
3071 BOLT DRIVE
One or more photo(s) has been virtually staged. "Price Improvement" SPACE, PRIVACY, UPDATES AND A BEAUTIFUL GOLF COURSE SETTING! Welcome to this spacious 1,963 sq. ft. villa in The Meadows of Tarpon Woods, offering a comfortable Florida lifestyle with peaceful wooded and golf course views. The thoughtfully designed floor plan features two generously sized bedroom suites, each providing exceptional privacy, along with two full bathrooms, a separate office/den, and a 2-car garage. One of the highlights of the home is the enclosed, air-conditioned Florida room—a wonderful extension of the living space where you can relax, entertain, or simply enjoy the tranquil scenery year-round. Buyers will appreciate the significant improvements completed in 2024, including a new A/C system, electrical panel, hot water heater, and water softener. The kitchen and bathrooms feature quartz countertops, while the living area is enhanced by a striking quartz fireplace surround and mantle. Stainless steel appliances, updated bathroom fixtures, abundant cabinetry, and exceptional storage add even more functionality throughout the home. The Meadows of Tarpon Woods provides low-maintenance living with lawn care, cable, internet, trash service, and community pool access included in the HOA fee, with NO CDD fees. Conveniently located near golf, shopping, restaurants, parks, recreation, and the Gulf beaches. If you have been searching for generous living space, major system updates, a peaceful setting, and the convenience of villa living in Palm Harbor, this home deserves a closer look. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,963
Sqft
0.23 ac
Lot size
2
Garage
1981
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,473 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,473/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.3%
$/sqft vs Palm Harbor actives
$209 vs $265
Days on market
171 vs 68 typical
Where $209/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34685 — neighborhood snapshot
Population
17,895
Median age
48.7
Median income
$87,658
Median home value
$479,400
Avg household
2.45
Households w/ children
1,931
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
232 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 3071 BOLT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$505,000
3417 TANGLEWOOD TRAIL · same community
3 bd · 2 ba · 1,852 sqft · $273/sqft · 37 DOM
Sold · Oct ’25$410,000
3358 TANGLEWOOD TRAIL · same community
3 bd · 2 ba · 2,214 sqft · $185/sqft · 17 DOM
Sold · Jun ’26$426,000
3529 TANGLEWOOD TRAIL · same community
2 bd · 2 ba · 2,300 sqft · $185/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 3071 BOLT DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3071 BOLT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3071 BOLT DRIVE FAQs
What would the monthly payment be for 3071 BOLT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,473/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3071 BOLT DRIVE?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3071 BOLT DRIVE?+
The most recent tax bill on record (2025) was $5,613. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3071 BOLT DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $410,000, this home is listed about 5% above the Palm Harbor median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3071 BOLT DRIVE?+
Joseph L. Carwise Middle School (middle), Forest Lakes Elementary School (elementary), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Golf Course & Trees/Woods views
The golf course and trees/woods view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
171 days on market against a Palm Harbor median of 68 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Joseph L. Carwise Middle School, Forest Lakes Elementary School, East Lake High School — Joseph L. Carwise Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $430,000, now $410,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CHAMPIONS · Steven Olandese. MLS #W7885293.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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