7185 N FARMINGTON TERRACE, CITRUS SPRINGS, FL, 34434
Active86 days on marketListed Aug 18, 2026MLS #W7888436
About this home
7185 N FARMINGTON TERRACE
SPACE, FLEXIBILITY & FREEDOM—WITH NO Mandatory HOA! Situated on a desirable corner lot, this impressive 4,040 sq ft home offers 6 bedrooms, 4.5 baths, and a massive 3-car garage, providing exceptional space for multi-generational living, working from home, entertaining, or simply spreading out. Step inside to a dramatic 18-foot foyer that sets the tone for this spacious and thoughtfully designed home. Multiple living areas and four generous en-suite bedrooms provide comfort and privacy, while a downstairs guest suite offers an ideal setup for extended family or long-term guests. The well-appointed kitchen features granite countertops, tile backsplash, dual sinks, soft-close drawers, extended-height cabinetry, and an oversized walk-in pantry complete with a full-size side-by-side refrigerator and deep freezer. Updated modern lighting enhances the home's clean, contemporary feel, while updated bathrooms feature new vanity lighting, medicine cabinets, and sleek LED mirrors. The spacious primary suite is a true retreat with room for a sitting area, double walk-in closets, and a dual-vanity bath with abundant counter space. Outside, the corner lot offers even more freedom with 6-foot vinyl privacy fencing, a 12-foot gate, plus additional 4-foot and 5-foot side gates—providing plenty of room for boats, RVs, trailers, outdoor toys, pets, play areas, or future backyard improvements. WANT EVEN MORE SPACE? An adjacent .24-acre rear lot is available for separate purchase! And the location delivers! Conveniently located minutes from the Shoppes at Black Diamond at the corner of 491 & 486 in Lecanto. Enjoy convenient access to the Suncoast Parkway/Veterans Expressway/589 (approx. 6.5 miles) and US Highway 19 (approx. 7 miles). Whether you're headed to Florida's Gulf Coast, Ocala's horse country, Tampa, Clearwater Beach, Disney, or Universal, you're well positioned to enjoy it all. 6 bedrooms. 4.5 baths. 4,040 sq ft. 3-car garage. Corner lot. NO HOA. If you've been searching for a home that gives you the space and freedom to live life your way, this one deserves a closer look!
Facts & features
The home at a glance
6
Bedrooms
4.5
Bathrooms
4,040
Sqft
0.3 ac
Lot size
3
Garage
2008
Year built
Two
Levels
$127
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,359 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,359/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−42.8%
$/sqft vs Citrus Springs actives
$127 vs $167
Days on market
86 vs 60 typical
Where $127/sqft sits among the 257 Citrus Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
CITRUS SPRINGS 34434 — neighborhood snapshot
Population
11,074
Median age
44.8
Median income
$68,939
Median home value
$238,400
Avg household
2.62
Households w/ children
1,370
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$263K → $262K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
106 of 257
Citrus Springs actives have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1622% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 7185 N FARMINGTON TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$300,000
2602 W VENTURA LN · same community
3 bd · 2 ba · 2,567 sqft · $117/sqft · 87 DOM
Sold · Oct ’25$170,000
7265 N EVEREST TERRACE · same community
4 bd · 2 ba · 2,091 sqft · $81/sqft · 24 DOM
Sold · Dec ’25$289,990
1809 W LINDEN DRIVE · same community
4 bd · 2 ba · 1,833 sqft · $158/sqft · 144 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7185 N FARMINGTON TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7185 N FARMINGTON TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7185 N FARMINGTON TERRACE FAQs
What would the monthly payment be for 7185 N FARMINGTON TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,359/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7185 N FARMINGTON TERRACE?+
The most recent tax bill on record (2025) was $5,222. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citrus Springs?+
At $515,000, this home is listed about 87% above the Citrus Springs median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7185 N FARMINGTON TERRACE?+
Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY - ELITE PARTNERS II · Betta Van Zandt-Winslow. MLS #W7888436.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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