545 HAMMOCK OAKS BOULEVARD, LADY LAKE, FL, 32159
Active58 days on marketListed Aug 19, 2026MLS #W7888746
About this home
545 HAMMOCK OAKS BOULEVARD
Pre-Construction. To be built. Flexibility is core to the layout this one-story, 3-Bedroom home. The centrally located island Kitchen anchors the Morgan, and the Great Room, Dining area and Flex space can serve both casual and formal living. One example is to utilize the Flex space as a formal Dining Room, allowing you to expand the Great Room and use the Dining area for cards, games or billiards. The secondary bedrooms are located in the front of the Morgan, with the Owner’s Suite comfortably tucked off the Great Room in the rear. Highlights of this sanctuary include a tray ceiling, split vanities, and wrap-around Walk-In Closet that gives you the option to add a door from your Closet directly into the Laundry. You can personalize the Morgan floorplan with structural options that include three different exterior choices; second-floor Bonus Room variations; Fitness/Study or Bedroom 4 in lieu of Flex; In-Law Suite or second Owner’s Suite in lieu of Flex & Bedroom 2; four-foot rear extension of home, and if you're looking for more stow space extend the Garage by 4'. Located within the gated 55+ community of Cresswind Hammock Oaks, residents enjoy access to resort-style amenities, fitness offerings, pickleball, social clubs, and a nationally recognized active adult lifestyle program. To learn about all the ways, you can have this home, contact a Cresswind at Hammock Oaks New Home Guide. Photos of a decorated model home are for reference only. Actual home will differ.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,289
Sqft
0.15 ac
Lot size
2
Garage
2027
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,734 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,189/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.2%
$/sqft vs Lady Lake actives
$217 vs $204
Days on market
58 vs 97 typical
Where $217/sqft sits among the 164 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $315K
Lady Lake median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
93 of 164
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 545 HAMMOCK OAKS BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$494,990
563 HAMMOCK OAKS BOULEVARD · same community
3 bd · 3 ba · 2,129 sqft · $232/sqft · 14 DOM
Sold · Apr ’26$671,540
377 DOUGLAS HILL DRIVE · same community
3 bd · 3 ba · 2,490 sqft · $270/sqft · 0 DOM
Sold · Sep ’26$735,575
344 PORTOFINO LOOP · same community
3 bd · 3 ba · 2,490 sqft · $295/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 545 HAMMOCK OAKS BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 545 HAMMOCK OAKS BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
545 HAMMOCK OAKS BOULEVARD FAQs
What would the monthly payment be for 545 HAMMOCK OAKS BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,734/mo — principal and interest, estimated property taxes, the $435/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 545 HAMMOCK OAKS BOULEVARD?+
The association fee works out to $435 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 545 HAMMOCK OAKS BOULEVARD?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 545 HAMMOCK OAKS BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $495,990, this home is listed about 42% above the Lady Lake median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 545 HAMMOCK OAKS BOULEVARD?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MALTBIE REALTY GROUP · Bill Maltbie. MLS #W7888746.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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