CENTURY 21 Edge
$495,9903 bd3 ba2,289 sqft$217 /sqft$3,734 /mo all-in ↓

545 HAMMOCK OAKS BOULEVARD, LADY LAKE, FL, 32159

Active3 days on marketListed Aug 19, 2026MLS #W7888746

New constructionSingle Family ResidenceKH CW HAMMOCK OAKS LLC

About this home

545 HAMMOCK OAKS BOULEVARD

Pre-Construction. To be built. Flexibility is core to the layout this one-story, 3-Bedroom home. The centrally located island Kitchen anchors the Morgan, and the Great Room, Dining area and Flex space can serve both casual and formal living. One example is to utilize the Flex space as a formal Dining Room, allowing you to expand the Great Room and use the Dining area for cards, games or billiards. The secondary bedrooms are located in the front of the Morgan, with the Owner’s Suite comfortably tucked off the Great Room in the rear. Highlights of this sanctuary include a tray ceiling, split vanities, and wrap-around Walk-In Closet that gives you the option to add a door from your Closet directly into the Laundry. You can personalize the Morgan floorplan with structural options that include three different exterior choices; second-floor Bonus Room variations; Fitness/Study or Bedroom 4 in lieu of Flex; In-Law Suite or second Owner’s Suite in lieu of Flex & Bedroom 2; four-foot rear extension of home, and if you're looking for more stow space extend the Garage by 4'. Located within the gated 55+ community of Cresswind Hammock Oaks, residents enjoy access to resort-style amenities, fitness offerings, pickleball, social clubs, and a nationally recognized active adult lifestyle program. To learn about all the ways, you can have this home, contact a Cresswind at Hammock Oaks New Home Guide. Photos of a decorated model home are for reference only. Actual home will differ.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,289

Sqft

0.15 ac

Lot size

2

Garage

2027

Year built

One

Levels

$217

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Tankless Water Heater
InteriorLiving Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionOther
FoundationSlab
ViewTrees/Woods
FacesSouthwest
ParkingDriveway · Ground Level · Off Street
ExteriorIrrigation System · Lighting · Other · Sidewalk

Community & fees

HOA fee$435/mo
Taxes (2026)$0/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fire Hydrant · Natural Gas Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,734 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,920
FHA mortgage insurance (est.)$219
Property tax — 2026 actual bill$0
HOA fee — from the listing$435
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,360Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,360
Interest rate6.00%
Loan term

Estimated payment

$4,189/mo

Principal & interest$2,920
FHA mortgage insurance (est.)$219
Est. property taxes$455
HOA / condo fee$435
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $496K
$476KedgeAI estimate $612,213 · range $560K$659K$686K

vs edgeAI estimate

−19%

$/sqft vs KH CW HAMMOCK OAKS LLC

$217 vs $274

Days on market

3 vs 60 typical

Where $217/sqft sits among the 6 homes for sale in KH CW HAMMOCK OAKS LLC

1 · this home
1
0
1
0
3
$217–228$228–239$239–251$251–262$262–273$273+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lady Lake

Map of 545 HAMMOCK OAKS BOULEVARD

Drive times from this address

Downtown Orlando67 min
Universal Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lady Lake. See the full Lady Lake guide →

LADY LAKE 32159 — neighborhood snapshot

Population

30,846

Median age

68.7

Median income

$57,536

Median home value

$272,100

Avg household

1.83

Households w/ children

1,240

For the school run

Lake County School District

ElementaryThe Villages Elementary Of Lady Lake School★★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lady Lake market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$306K$320K

Lady Lake median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

0 of 6

KH CW HAMMOCK OAKS LLC have cut their price

Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the LADY LAKE 32159 median. See the full Lady Lake market guide →

Paper trail

This home's history

Aug 19, 2026Listed at $495,990 · 3 days on market since
2027Built · KH CW HAMMOCK OAKS LLC

Reality check

What actually sold near 545 HAMMOCK OAKS BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

377 DOUGLAS HILL DRIVESold · Apr ’26

$671,540

377 DOUGLAS HILL DRIVE · same community

3 bd · 3 ba · 2,490 sqft · $270/sqft · 0 DOM

940 CLUB CRESSWIND DRIVESold · Jun ’26

$552,335

940 CLUB CRESSWIND DRIVE · same community

2 bd · 2 ba · 1,968 sqft · $281/sqft · 127 DOM

574 HAMMOCK OAKS BOULEVARDSold · Aug ’26

$404,000

574 HAMMOCK OAKS BOULEVARD · same community

3 bd · 2 ba · 1,724 sqft · $234/sqft · 115 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 545 HAMMOCK OAKS BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 545 HAMMOCK OAKS BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

545 HAMMOCK OAKS BOULEVARD FAQs

What would the monthly payment be for 545 HAMMOCK OAKS BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,734/mo — principal and interest, estimated property taxes, the $435/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 545 HAMMOCK OAKS BOULEVARD?+

The association fee works out to $435 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 545 HAMMOCK OAKS BOULEVARD?+

The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 545 HAMMOCK OAKS BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lady Lake?+

At $495,990, this home is listed about 46% above the Lady Lake median of $339,000. The market section on this page shows how the area is trending.

Which schools are assigned to 545 HAMMOCK OAKS BOULEVARD?+

The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$495,990 runs 60% above the LADY LAKE 32159 median — but at 2,289 sqft it's also 31% larger than the typical Lady Lake listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 3 days on market in a Lady Lake market that averages 60 — if it fits, move quickly.

Listing courtesy of MALTBIE REALTY GROUP · Bill Maltbie. MLS #W7888746.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Lady Lake homes, in your inbox

Like 545 HAMMOCK OAKS BOULEVARD but not quite? A daily digest of every new listing in Lady Lake — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Kamilla to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 22, 2026 at 5:53 AM UTC. The listing information on this page last changed on August 22, 2026 at 5:53 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 22, 2026 at 5:53 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 22, 2026 at 5:53 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.