3961 HEADSAIL DRIVE, NEW PORT RICHEY, FL, 34652
Active11 days on marketListed Sep 9, 2026MLS #W7889230
About this home
3961 HEADSAIL DRIVE
New, New, New, no cost spared in the beautiful reconstruction of this home! This lovely split bedroom is in move in mint condition and maintenance free for years to come. This stunning home has been totally upgraded, gorgeous tiles thru out, 2 new bathrooms, new kitchen, Stainless appliances, indoor laundry area, new windows, new roof, new AC with new ductwork in the attic. Great areas for outdoor living and entertaining front and back. Private garden and courtyard as you enter the house and screen porch across the entire back of the property to hang out and enjoy the waterfront views. Great street in Gulf Harbors perfct for walking, and biking with membership available to the local Gulf Harbors beach club. Only 45 minutes from Tampa Airport , and 10 minutes to Downtown New Port Richey restaurants,river front park and shopping.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,310
Sqft
0.14 ac
Lot size
1
Garage
1968
Year built
One
Levels
$378
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,541 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,541/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+60.3%
$/sqft vs FLOR A MAR
$378 vs $395
Days on market
11 vs 55 typical
Where $378/sqft sits among the 60 homes for sale in FLOR A MAR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flor-a-mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Flor-a-mar — neighborhood snapshot
Population
2,712
Median age
56
Median income
$96,857
Median home value
$435,193
Avg household
2
Households w/ children
136
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $275K
New Port Richey median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
36 of 60
FLOR A MAR have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 154% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 3961 HEADSAIL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$345,000
5540 LEEWARD LANE · same community
2 bd · 2 ba · 1,316 sqft · $262/sqft · 0 DOM
Sold · Jun ’26$290,000
5061 ENSIGN LOOP · same community
3 bd · 2 ba · 1,303 sqft · $223/sqft · 0 DOM
Sold · May ’26$480,000
4247 FLORAMAR TERRACE · same community
3 bd · 2 ba · 1,324 sqft · $363/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3961 HEADSAIL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3961 HEADSAIL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3961 HEADSAIL DRIVE FAQs
What would the monthly payment be for 3961 HEADSAIL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,541/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3961 HEADSAIL DRIVE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3961 HEADSAIL DRIVE?+
The most recent tax bill on record (2025) was $2,857. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3961 HEADSAIL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $495,000, this home is listed about 74% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3961 HEADSAIL DRIVE?+
Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Judi Pobst. MLS #W7889230.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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