CENTURY 21 Edge
$349,0002 bd2 ba1,436 sqft$243 /sqft≈$2,484 /mo all-in ↓

5617 S PERCH DRIVE, FLORAL CITY, FL, 34436

Active8 days on marketListed Oct 4, 2026MLS #W7889882

WaterfrontSingle Family ResidenceWITHLAPOPKA ISLANDS UNIT 01

About this home

5617 S PERCH DRIVE

Charming Waterfront Home on the Canal for the Chain of Lakes & Tsala Apopka Lake with 2 Bedrooms, 2 Bathrooms, Extra Large Family Room with Fireplace & custom built-in Shelving with a large Formal Dining room great for Entertaining with full water views and a Dock for late night Sunsets, Fishing and having your Boat available any time you want to head out on the water!! Open Concept Home, updated with the most GORGEOUS Woodworking throughout the home. Great care & detail was put into this home with a kitchen that is open to the Heart of the Home. Let your Chef's Juices flow as you can converse with all your family & friends with the open layout to Family and Dining room!! Check out the details of all the woodwork in the home including your Kitchen Pantry!! Enjoy your beautiful Bathroom EnSuite attached to your Primary Bedroom and relax the nights sitting on your back porch overlooking the Canal!! With 1/2 Acre of Waterfront Prime Property and walking distance to local parks & restaurants, this home checks all the boxes!! Located at on a cul-de-sac, dead end street, quietness and no traffic is a big part of this Home. Oversized Garage with Workshop shelves and sink, great for the Weekend Enthusiasts/Hobbyist, Extra Parking area for your Boat, Camper, RV and Toys and more with No Deed Restrictions or HOAs to worry about!! This Retreat Style Home has 2 Incredible porches with 365 days of usage for both with views that will take your breath away. As you walk up to this property, you will be in awe of the manicured landscaping, attention to detail, Picturesque draping Oak Trees with a solar lit walkway from the front of the yard to your Amazing Dock!! Sit on the dock and hear nature, nothing but privacy, tranquility & serenity as you have NO backyard neighbors!! Home has NEW ROOF (2018) and NEW AC (2023), and nothing needs to be done but show up with your personal items. Partially furnished, those items can be Negotiable. Enjoy evenings & cooler days sitting by your Stone-front Wood Burning & Gas Fireplace. Enjoy this as your weekend Getaway Home, your Forever home or use as a great Investment Property for AIRBNB, Evolve & VRBO opportunities with Water Access, Huge Dock for a Pontoon, Airboat or Fishing Boat. Huge Driveway gives ample space for parking many vehicles & Toys! Hurry this home will not last. Moments from Downtown and all Great Things Citrus has to Provide!! Schedule your Showing Today! Motivated sellers and great financing options available! Community Boat Ramp right down the street to launch all of your Watercrafts & Boats!! Welcome Home to Perch Dr, where life will be relaxed, peaceful, private, and joyful!!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,436

Sqft

0.49 ac

Lot size

2

Garage

1970

Year built

One

Levels

$243

Per sqft

WaterfrontFireplaceTrees/Woods & Water viewNegotiable

Inside

FlooringLuxury Vinyl · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · HardiPlank Type · Other · Wood Siding
FoundationPillar/Post/Pier · Slab
ViewTrees/Woods · Water
FacesWest
ParkingDriveway · Golf Cart Parking · Ground Level · RV Parking · Workshop in Garage
ExteriorLighting · Storage

Community & fees

Taxes (2025)$1,385/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,484 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property tax — 2025 actual bill$115
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,215
Interest rate6.00%
Loan term

Estimated payment

$2,484/mo

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property taxes (actual bill)$115
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $349K
$296KedgeAI estimate $342,871 · range $309K–$377K$392K

vs edgeAI estimate

+1.8%

$/sqft vs Floral City actives

$243 vs $195

Days on market

8 vs 49 typical

Where $243/sqft sits among the 54 Floral City actives

26
18 · this home
4
1
1
4
$94–192$192–291$291–389$389–488$488–586$586+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Floral City

Get to know Floral City. See the full Floral City guide →

FLORAL CITY 34436 — neighborhood snapshot

Population

8,170

Median age

60.3

Median income

$50,139

Median home value

$201,400

Avg household

2.25

Households w/ children

563

For the school run

Citrus County School District

ElementaryFloral City Elementary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Floral City market

Seller’s marketLeans buyer — 7.2 months of inventoryBuyer’s market

$245K → $253K

Floral City median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

26 of 54

Floral City actives have cut their price

Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the FLORAL CITY 34436 median. See the full Floral City market guide →

Paper trail

This home's history

Oct 4, 2026Listed at $349,000 · 8 days on market since
1970Built · WITHLAPOPKA ISLANDS UNIT 01

Reality check

What actually sold near 5617 S PERCH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10332 E MALLARD LANESold · Jan ’26

$250,900

10332 E MALLARD LANE · same community

2 bd · 2 ba · 1,512 sqft · $166/sqft · 75 DOM

10308 E MALLARD LANESold · Mar ’26

$165,000

10308 E MALLARD LANE · same community

2 bd · 1 ba · 884 sqft · $187/sqft · 33 DOM

4960 S PHEASANT WAYSold · Jan ’26

$165,000

4960 S PHEASANT WAY

2 bd · 1 ba · 1,176 sqft · $140/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5617 S PERCH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5617 S PERCH DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5617 S PERCH DRIVE FAQs

What would the monthly payment be for 5617 S PERCH DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,484/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5617 S PERCH DRIVE?+

The most recent tax bill on record (2025) was $1,385. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Floral City?+

At $349,000, this home is listed about 24% above the Floral City median of $282,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5617 S PERCH DRIVE?+

Floral City Elementary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TROPIC SHORES REALTY LLC · Elizabeth Casner. MLS #W7889882.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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