5515 S BLUEGILL WAY, FLORAL CITY, FL, 34436
Active147 days on marketListed May 18, 2026MLS #OM724912
About this home
5515 S BLUEGILL WAY
See Realtor Remarks: BEAUTIFUL PROPERTY NOW FHA APPRAISED AND INSPECTED! Put the kids in the boat and the boat in the water! Boat ramp less than 500 feet from your front door! A true split-plan, 4-bedroom family home in Floral City offers incredibly easy access to the Tsala Apopka Chain of Lakes without the waterfront price tag. Move in with total confidence thanks to major new updates, including a brand-new roof, new electrical panel, fresh interior and exterior paint, and a recent property survey already in hand. At the heart of the home, the beautiful, newly updated kitchen shines with newer appliances, perfectly paired with a freshly updated main bath featuring a new vanity, lighting, and shower door. The smart four-bedroom split floorplan places the primary suite—complete with its own new mini-split AC for cool nights—at the opposite end of the house for maximum privacy. Outside, enjoy complete autonomy with NO HOA fees on a gorgeous, fully fenced double lot with a recently surveyed fence line. The secure gated backyard features abundant parking for your trucks, boat trailers, and outdoor toys. Located in historic Floral City just 90 minutes from the Tampa and Orlando international airports, this fishing-friendly home has been meticulously cared for and won't last long. Call today to schedule your showing before it's gone!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,728
Sqft
0.51 ac
Lot size
1984
Year built
One
Levels
$139
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,851 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,851/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Floral City actives
$139 vs $195
Days on market
147 vs 49 typical
Where $139/sqft sits among the 54 Floral City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Floral City market
$245K → $253K
Floral City median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
25 of 54
Floral City actives have cut their price
Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the Floral City median. See the full Floral City market guide →
Paper trail
This home's history
Reality check
What actually sold near 5515 S BLUEGILL WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$250,900
10332 E MALLARD LANE · same community
2 bd · 2 ba · 1,512 sqft · $166/sqft · 75 DOM
Sold · Mar ’26$165,000
10308 E MALLARD LANE · same community
2 bd · 1 ba · 884 sqft · $187/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5515 S BLUEGILL WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5515 S BLUEGILL WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5515 S BLUEGILL WAY FAQs
What would the monthly payment be for 5515 S BLUEGILL WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,851/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5515 S BLUEGILL WAY?+
The most recent tax bill on record (2025) was $2,069. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Floral City?+
At $239,900, this home is listed about 15% below the Floral City median of $282,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Floral City market on paper
$239,900 is 15% below the Floral City median of $282,000, and at $139/sqft it sits under the Floral City average of $242.
02Time on market is leverage
147 days on market against a Floral City median of 49 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $280,000, now $239,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM724912.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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