7207 OTTER CREEK DRIVE, NEW PORT RICHEY, FL, 34655
Active37 days on marketListed Oct 1, 2026MLS #W7890005
About this home
7207 OTTER CREEK DRIVE
Virtually Staged. Charming three-bedroom, two-and-a-half-bath, two-car garage home located in the desirable Nature’s Hideaway community! This home features a wood-burning fireplace, front and rear porches, a relaxing water view, beautiful laminate flooring, ceramic tile, stone countertops, and an updated primary bathroom. All three bedrooms are located upstairs, including a spacious primary suite with cathedral ceilings. The first floor offers a living and dining room combination, eat-in kitchen, half bath, and comfortable family room centered around the wood-burning fireplace. The property is located in FEMA Flood Zone X. Nature’s Hideaway offers a convenient location close to county parks, highly regarded area schools, shopping, dining, and an easy commute to Pinellas County employment centers. Come take a look and see everything this home has to offer before it’s gone! This property may qualify for Seller Financing (Vendee).
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,648
Sqft
0.15 ac
Lot size
2
Garage
1987
Year built
Two
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,956 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,956/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.1%
$/sqft vs New Port Richey actives
$194 vs $193
Days on market
37 vs 66 typical
Where $194/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34655 — neighborhood snapshot
Population
49,964
Median age
45.4
Median income
$85,470
Median home value
$380,200
Avg household
2.54
Households w/ children
5,804
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$284K → $280K
New Port Richey median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
235 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the NEW PORT RICHEY 34655 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 7207 OTTER CREEK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$375,000
1045 TRAFALGAR DRIVE
3 bd · 2 ba · 1,646 sqft · $228/sqft · 102 DOM
Sold · Nov ’25$449,500
1136 MAZARION PLACE
3 bd · 2 ba · 1,659 sqft · $271/sqft · 20 DOM
Sold · Nov ’25$387,900
1049 TRAFALGAR DRIVE
3 bd · 2 ba · 1,674 sqft · $232/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7207 OTTER CREEK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7207 OTTER CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7207 OTTER CREEK DRIVE FAQs
What would the monthly payment be for 7207 OTTER CREEK DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,956/mo — principal and interest, the actual property-tax bill, the $40/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7207 OTTER CREEK DRIVE?+
The association fee works out to $40 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7207 OTTER CREEK DRIVE?+
The most recent tax bill on record (2025) was $5,092. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7207 OTTER CREEK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $319,000, this home is listed about 14% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 7207 OTTER CREEK DRIVE?+
Longleaf Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BAM REALTY ADVISORS INC · Roy Barnhart. MLS #W7890005.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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