1354 S LOTUS DRIVE, DUNEDIN, FL, 34698
Active10 days on marketListed Oct 3, 2026MLS #W7890048
About this home
1354 S LOTUS DRIVE
This may be the best value in Dunedin: a single-family house on its own lot for under $350,000, with 2 bedrooms plus a bonus room (possible third bedroom, guest room, office or Florida room), 2 full baths, an attached 2-car garage and 1,432 sq ft under air, bonus room included. No HOA. No CDD. Flood Zone X. No known sinkhole issues. At the time of listing, no other single-family home for sale in Dunedin offers all of that under $350,000. Smaller Dunedin homes with a carport or no garage are listed for more. The money went where it counts: supply lines repiped in 2020, roof replaced in December 2015, fresh exterior paint in 2025 and fresh interior paint in 2026, kitchen cabinets included. Washer and dryer are included, the yard is fenced, and the garage fits a car and a golf cart with room to spare. You are a mile and a half from downtown Dunedin, with the Pinellas Trail, the Dunedin Causeway and Honeymoon Island a short drive away. Move in and enjoy the Dunedin charm as it is, or make it your own over time.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,433
Sqft
0.16 ac
Lot size
2
Garage
1958
Year built
One
Levels
$244
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,738 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,738/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.7%
$/sqft vs Dunedin actives
$244 vs $309
Days on market
10 vs 71 typical
Where $244/sqft sits among the 234 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $440K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
131 of 234
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1354 S LOTUS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$392,500
1355 SAGE DRIVE · same community
2 bd · 1.5 ba · 1,152 sqft · $341/sqft · 63 DOM
Sold · Jan ’26$265,000
1945 LAKEWOOD DRIVE
3 bd · 2 ba · 1,438 sqft · $184/sqft · 32 DOM
Sold · Dec ’25$436,000
2267 MANOR COURT
3 bd · 2 ba · 1,420 sqft · $307/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1354 S LOTUS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1354 S LOTUS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1354 S LOTUS DRIVE FAQs
What would the monthly payment be for 1354 S LOTUS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,738/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1354 S LOTUS DRIVE?+
The most recent tax bill on record (2025) was $4,348. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1354 S LOTUS DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $349,999, this home is listed about 12% below the Dunedin median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1354 S LOTUS DRIVE?+
Dunedin Highland Middle School (middle), San Jose Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Kirby Dulin. MLS #W7890048.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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