1428 SUMMER ISLE COURT, DUNEDIN, FL, 34698
Active5 days on marketListed Sep 15, 2026MLS #W7889458
About this home
1428 SUMMER ISLE COURT
Discover the charm of Dunedin living in this inviting two-bedroom, two-bath end-unit and partially furnished condo in the desirable 55+ Scotsdale cluster homes. With a spacious open layout, it offers formal living and dining areas, an eat-in granite countertop kitchen with pass-through, a master suite with private bath and walk-in closet, a generous second bedroom, a full hallway bath and even a cozy enclosed Florida room with climate control that overlooks the serene backyard. The one-car garage includes a workbench, a pull-down ladder leading to overhead storage, My-Q Wi-Fi opener and a laundry area with a newer washer and dryer. This villa lives like a stand-alone home, yet is just steps from the pool, clubhouse, and all the amenities Scotsdale presents. Tucked next to a scenic nature reserve park with a one-mile paved walking loop, pond views, picnic spots, and a playground, the community offers two sparkling pools (one heated), pickleball courts, shuffleboard, and a fully equipped recreation center hosting social events all year long. The low monthly HOA includes reverse osmosis water, sewer, trash, exterior building and grounds maintenance, and even cable TV paired with high-speed internet service. Shaded by lush landscaping and majestic oaks, it’s a peaceful retreat that’s only a short drive to Historic Downtown Dunedin’s shops, restaurants, the Pinellas Trail, medical facilities, gorgeous Pinellas beaches, and a straight shot to Tampa. The driveway leading to the garage is extra-long and offers ample parking and the backyard even has a private, exclusive-use flower bed area. Situated on one of the county’s highest points, this villa sits safely outside both flood zones and evacuation areas. This unit is competitively priced, so be sure to see it soon!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,110
Sqft
1
Garage
1983
Year built
One
Levels
$311
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,980 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,980/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.9%
$/sqft vs Dunedin actives
$311 vs $306
Days on market
5 vs 53 typical
Where $311/sqft sits among the 239 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $443K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
134 of 239
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1428 SUMMER ISLE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$371,000
1400 CARLISLE COURT UNIT 1262 · same community
2 bd · 2 ba · 1,110 sqft · $334/sqft · 8 DOM
Sold · Dec ’25$361,000
1342 STONEHAVEN LANE · same community
2 bd · 2 ba · 1,110 sqft · $325/sqft · 4 DOM
Sold · Apr ’26$369,900
409 STIRLING TERRACE · same community
2 bd · 2 ba · 1,110 sqft · $333/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1428 SUMMER ISLE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1428 SUMMER ISLE COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1428 SUMMER ISLE COURT FAQs
What would the monthly payment be for 1428 SUMMER ISLE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,980/mo — principal and interest, the actual property-tax bill, the $510/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1428 SUMMER ISLE COURT?+
The association fee works out to $510 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1428 SUMMER ISLE COURT?+
The most recent tax bill on record (2025) was $1,521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1428 SUMMER ISLE COURT?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $345,000, this home is listed about 14% below the Dunedin median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1428 SUMMER ISLE COURT?+
Dunedin Highland Middle School (middle), San Jose Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DUNEDIN 34698 market on paper
$345,000 is 3% below the DUNEDIN 34698 median of $356,950, and at $311/sqft it sits under the Dunedin average of $333.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $510/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 5 days on market in a Dunedin market that averages 53 — if it fits, move quickly.
05Strong assigned schools
Dunedin Highland Middle School, San Jose Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SNAP REALTY LLC · Dean Glicos. MLS #W7889458.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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