9850 RICHWOOD LANE, PORT RICHEY, FL, 34668
Active7 days on marketListed Oct 12, 2026MLS #W7890096
About this home
9850 RICHWOOD LANE
Virtually Staged. WELCOME HOME to this charming and move in ready 2 BEDROOM, 1 BATHROOM home with a 1 CAR GARAGE in Port Richey, Florida. Offering a comfortable floor plan, recent improvements and an impressive outdoor living area, this home is an excellent option for a primary residence, first time homebuyer, seasonal Florida home or investment property. Major updates include a NEWER ROOF, UPDATED MECHANICALS, NEWER WATER HEATER, NEWER GARAGE DOOR and several UPDATED WINDOWS. Fresh exterior paint, updated landscaping and a welcoming COVERED FRONT PORCH create attractive curb appeal. Inside, the home features TILE FLOORING throughout and FRESH INTERIOR PAINT. The functional layout includes a spacious FAMILY ROOM, dedicated DINING AREA and an efficient KITCHEN with a newer refrigerator. Both bedrooms offer abundant natural light, while the larger bedroom features DOUBLE WINDOWS, a generous closet and plenty of room for a king size bed. The bathroom has also been previously UPDATED with refreshed tile and finishes. The attached ONE-CAR GARAGE provides additional storage and houses the WASHER AND DRYER. Outside, a spacious COVERED BACK PORCH creates an excellent extension of the living space and features STORM SHUTTERS that can be opened or closed for additional privacy and protection. The FULLY FENCED BACKYARD offers plenty of room to relax, entertain, garden or enjoy Florida's outdoor lifestyle, with mature landscaping, shade and MULTIPLE STORAGE SHEDS that remain with the property. Convenient, comfortable and thoughtfully maintained, this Port Richey 2 bedroom home combines important updates, indoor outdoor living, garage space and a private fenced backyard in an affordable Florida property. (ROOF 11/2024)(A/C-2017)(W/H-2020)(SINKHOLE REMEDIATION COMPLETE-2010)
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
894
Sqft
0.12 ac
Lot size
1
Garage
1979
Year built
One
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,650 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,650/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.7%
$/sqft vs THE LAKES
$223 vs $197
Days on market
7 vs 57 typical
Where $223/sqft sits among the 15 homes for sale in THE LAKES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
The Lakes — neighborhood snapshot
Population
3,293
Median age
38
Median income
$57,017
Median home value
$194,719
Avg household
2
Households w/ children
414
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$229K → $229K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
8 of 15
THE LAKES have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 9850 RICHWOOD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$125,000
9637 MARLINTON LANE · same community
2 bd · 1 ba · 888 sqft · $141/sqft · 14 DOM
Sold · Aug ’26$185,000
9901 WOODSTOCK LANE · same community
2 bd · 1 ba · 884 sqft · $209/sqft · 125 DOM
Sold · Feb ’26$185,000
8053 DEDHAM DRIVE · same community
2 bd · 1 ba · 874 sqft · $212/sqft · 236 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 9850 RICHWOOD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9850 RICHWOOD LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9850 RICHWOOD LANE FAQs
What would the monthly payment be for 9850 RICHWOOD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,650/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9850 RICHWOOD LANE?+
The most recent tax bill on record (2025) was $2,770. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9850 RICHWOOD LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $199,000, this home is listed about 20% below the Port Richey median of $249,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9850 RICHWOOD LANE?+
Fox Hollow Elementary School (elementary), Chasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · DJ Arrazcaeta Jr, LLC. MLS #W7890096.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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