CENTURY 21 Edge
$1,500,0002 bd2 ba3,447 sqft$435 /sqft≈$9,168 /mo all-in ↓

5422 CYRIL DRIVE, DADE CITY, FL, 33523

Active4 days on marketListed Oct 9, 2026MLS #W7890176

WaterfrontSingle Family ResidenceRIVER HEIGHTS ESTATE

About this home

5422 CYRIL DRIVE

Tucket away from the Hustle and bustle is mother nature’s divine property on the Withlacoochee River. If privacy is important this 3-parcel compound at just over 5 acres won’t disappoint. Electronic gate at front entry precedes the 405 ft concrete driveway. The sturdy Victorian style home is built with bricks, concrete blocks, keystone accents and gargoyles. The craftsmanship is remarkable at every turn. From the staircase Volute on the 2nd floor, spindles and banister step back to view the complete balustrade an architectural masterpiece showcasing the mezzanine on the 3rd floor, the turret and the parlor. Detailed wood accents and glossy red oak flooring create a richness' and warmth simultaneously combining elegance and comfort. The turret is a signature feature of architecture. On the 3rd floor there is a catwalk that leads to the entrance of the attic. Need a large garage, workshop and extra storage space? How does 2,075 sq ft sound? In addition, there is a 289 sq ft utility room and another 324 sq ft utility room located on 1st floor. Prevalent storage space is also found in the kitchen beginning with the walk-in pantry. Handcrafted cherry wood cabinets and drawers built by Schrock; includes a built-in wine rack, hinged spice rack, a bread box and two lazy Susanne’s providing plenty of room for seasonal dishes and décor. Plenty of counter space for food prep and many electric outlets, most of which are 2 ft apart. A 6-burner Jen Air stove and griddle is great for the holidays, and the built-in double oven is quite useful. The living room and kitchen have a uniquely designed tray ceiling that has abundant lighting. Sliding glass opens out to the screened balcony where there is plenty of room for outdoor furniture. The Parlor/Bonus room is another magnificent space that provides two storage closets. The primary bedroom is astounding. This room totals more than 400 sq ft and easily accommodates large pieces of furniture with room for a sitting area or a crib. Plenty of recessed lights in the room create degrees of ambience. The ensuite has two walk-in closets, a linen closet, large shower with two shower heads, a jet soaking tub and bidet. Second bedroom on 2nd floor has a walk-in closet with upgraded wood shelving. The Den is located near the indoor laundry room with sink and built-in ironing board. Large 556 sq ft bonus room on 1st floor is air conditioned and features red oak flooring. Construction on the 1st floor is 8” concrete block covered with 4” brick. The 2ND floor was built with 2x6’s, 16” on center covered with ½” plywood, felt and 4” bricks. Insulation used was R19, air conditioning ducts are metal. Anderson double pane windows and doors installed throughout. The baseboard was custom designed and milled. Roof is made of galvalume metal shingles with ring shank nails. Home comes with water softener and water filtration system. 2 balconies keep you connected with the outdoors. One balcony overlooks front lawn. Balcony is 289 sq ft and wraps around part of the side of home. 2nd balcony at 324 sq ft overlooks backyard. Property is being sold with 2 other parcels R04-123-21-1090-00H0-0090 & R04-123-21-1090-00H0-0070. All 3 combined lots are zone AR2 which could accommodate up to 5 horses. The vacant lots are buildable with assigned addresses. There are 3 wells which include the well house on main lot. This one-of-a-kind custom-built home in Ridge Manor is close to I-75. 1 HR To TIA, 1 HR to MCO and 1 1/4 HRS from OCF.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

3,447

Sqft

1.88 ac

Lot size

2001

Year built

Three Or More

Levels

$435

Per sqft

WaterfrontTrees/Woods & Water view

Inside

FlooringCeramic Tile · Marble · Hardwood
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Cooktop · Electric Water Heater · Indoor Grill · Microwave · Range · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Other · Upper Level · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal · Shingle
ConstructionBlock · Brick · Wood Frame
FoundationSlab
ViewTrees/Woods · Water
FacesSoutheast
ParkingDriveway · Garage Door Opener · Oversized · Under Building
ExteriorBalcony · Irrigation System · Lighting · Private Entrance · Private Mailbox · Private Yard · RV Hookup · Sliding Doors

Community & fees

Taxes (2025)$4,221/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,168 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,094
PMI (est., until 20% equity)$563
Property tax — 2025 actual bill$352
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $150,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $150,000
Interest rate6.00%
Loan term

Estimated payment

$9,168/mo

Principal & interest$8,094
PMI (est., until 20% equity)$563
Property taxes (actual bill)$352
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Dade City actives

$435 vs $192

Days on market

4 vs 70 typical

Where $435/sqft sits among the 355 Dade City actives

140
121
39
19
12
24 · this home
$126–177$177–229$229–280$280–332$332–384$384+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dade City

Drive times from this address

Downtown Tampa≈ 51 min
Tampa Int’l Airport (TPA)≈ 62 min
Downtown Orlando≈ 72 min
Universal Orlando≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

DADE CITY 33523 — neighborhood snapshot

Population

19,296

Median age

40.6

Median income

$60,897

Median home value

$231,700

Avg household

2.79

Households w/ children

2,208

For the school run

Pasco County School District

MiddlePasco Middle School★★★★★
HighPasco High School★★★★★
ElementaryLacoochee Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketLeans seller — 4.8 months of inventoryBuyer’s market

$340K → $349K

Dade City median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

213 of 355

Dade City actives have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 503% above the DADE CITY 33523 median. See the full Dade City market guide →

Paper trail

This home's history

Oct 9, 2026Listed at $1,500,000 · 4 days on market since
2001Built · RIVER HEIGHTS ESTATE

Reality check

What actually sold near 5422 CYRIL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6234 CYRIL DRIVESold · Jan ’26

$245,000

6234 CYRIL DRIVE · same community

3 bd · 2 ba · 2,287 sqft · $107/sqft · 169 DOM

5540 CYRIL DRIVESold · Jan ’26

$265,958

5540 CYRIL DRIVE · same community

3 bd · 2 ba · 2,014 sqft · $132/sqft · 71 DOM

32404 MARCHMONT CIRCLESold · Apr ’26

$125,000

32404 MARCHMONT CIRCLE · same community

1 bd · 1 ba · 620 sqft · $202/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5422 CYRIL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5422 CYRIL DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5422 CYRIL DRIVE FAQs

What would the monthly payment be for 5422 CYRIL DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,168/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5422 CYRIL DRIVE?+

The most recent tax bill on record (2025) was $4,221. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dade City?+

At $1,500,000, this home is listed about 283% above the Dade City median of $391,495. The market section on this page shows how the area is trending.

Which schools are assigned to 5422 CYRIL DRIVE?+

Pasco Middle School (middle), Pasco High School (high), Lacoochee Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,500,000 runs 503% above the DADE CITY 33523 median — but at 3,447 sqft it's also 56% larger than the typical Dade City listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 4 days on market in a Dade City market that averages 70 — if it fits, move quickly.

Listing courtesy of CHARLES RUTENBERG REALTY INC · April Genter. MLS #W7890176.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5422 CYRIL DRIVE, DADE CITY, FL — 2 Bed, 2 Bath — $1,500,000 | CENTURY 21 Edge