
0012 MARCHMONT CIRCLE, DADE CITY, FL, 33523
Active318 days on marketListed Sep 26, 2025MLS #TB8426590
About this home
0012 MARCHMONT CIRCLE
Some properties offer river views, this one offers over 1,120 feet of private Withlacoochee River frontage. Nestled on 2.48 wooded acres, this rare homesite provides an extraordinary opportunity to build a custom waterfront retreat surrounded by Florida's natural beauty. Imagine launching your kayak from your own backyard, spending the day fishing or exploring the scenic river, and ending each evening with breathtaking sunsets and abundant wildlife. With no HOA and ample space to create your dream home, weekend getaway, or private escape, this is more than a vacant parcel, it's a chance to own a truly irreplaceable piece of Old Florida. Opportunities with this much river frontage are exceptionally rare, making this a remarkable investment in both lifestyle and legacy.
Facts & features
The home at a glance
2.48 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,348 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,348/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dade City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dade City. See the full Dade City guide →
DADE CITY 33523 — neighborhood snapshot
Population
19,296
Median age
40.6
Median income
$60,897
Median home value
$231,700
Avg household
2.79
Households w/ children
2,208
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dade City market
$340K → $354K
Dade City median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the DADE CITY 33523 median. See the full Dade City market guide →
Paper trail
This home's history
Reality check
What actually sold near 0012 MARCHMONT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$125,000
32404 MARCHMONT CIRCLE · same community
1 bd · 1 ba · 620 sqft · $202/sqft · 12 DOM
Sold · Jan ’26$265,958
5540 CYRIL DRIVE · same community
3 bd · 2 ba · 2,014 sqft · $132/sqft · 71 DOM
Sold · Jan ’26$245,000
6234 CYRIL DRIVE · same community
3 bd · 2 ba · 2,287 sqft · $107/sqft · 169 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 0012 MARCHMONT CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0012 MARCHMONT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
0012 MARCHMONT CIRCLE FAQs
What would the monthly payment be for 0012 MARCHMONT CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,348/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0012 MARCHMONT CIRCLE?+
The most recent tax bill on record (2025) was $1,719. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dade City?+
At $165,000, this home is listed about 57% below the Dade City median of $386,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0012 MARCHMONT CIRCLE?+
Eastside Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DADE CITY 33523 market on paper
$165,000 is 34% below the DADE CITY 33523 median of $250,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
318 days on market against a Dade City median of 44 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Donna Williams- Suchocki. MLS #TB8426590.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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