CENTURY 21 Edge
$769,9005 bd3.5 ba3,946 sqft$195 /sqft≈$5,182 /mo all-in ↓

427 HOWELL AVENUE, BROOKSVILLE, FL, 34601

Active4 days on marketListed Oct 15, 2026MLS #W7890332

Private poolSingle Family ResidenceHOWELLS ESTATE DIV TO

About this home

427 HOWELL AVENUE

A distinguished piece of Brooksville history, beautifully preserved and extensively modernized. Dating to the 1890s and recognized as the birthplace of Alfred McKethan, one of Brooksville's most notable historical figures, this exceptional downtown residence offers the architectural character of a bygone era with the comfort, functionality, and amenities of a thoughtfully updated home. Situated on an oversized parcel beneath magnificent grandfather oaks, the property is just a short walk from the restaurants, shops, coffee houses, and community events that continue to define the revitalization of historic downtown Brooksville. The impressive two-story residence offers four spacious bedrooms, three full bathrooms, one half bathroom, an executive office, formal dining room, traditional parlor, multiple living areas, and an abundance of covered porch space. Generous room proportions, 10-foot ceilings, substantial windows, and beautifully restored heart pine and hardwood flooring create bright, inviting interiors while maintaining the home's original architectural integrity. Historic details include intricate moldings, shiplap walls, antique fixtures, clawfoot tubs, and five fireplaces, including three gas fireplaces downstairs and two wood-burning fireplaces upstairs. Over the past several years, the owners have completed an extensive series of improvements, bringing the home's restoration to its final stages. The beautifully remodeled kitchen features white cabinetry, elegant countertops, custom tile backsplash, stainless steel appliances, a statement range hood, and generous storage. Additional improvements include remodeled bathrooms, restored wood flooring, fresh interior paint, and carefully selected finishes that complement rather than compete with the home's historic character. Previously updated electrical and plumbing systems, three HVAC units, and a metal roof installed in 2008 add to the property's established improvements. Outdoor living has been significantly expanded with the addition of a beautiful screened-in swimming pool, spacious rear entertaining deck, covered seating areas, and dedicated outdoor recreation space. The elevated rear deck offers convenient access from the home and overlooks the pool and surrounding grounds. A classic white picket fence frames the front lawn, while mature landscaping and sprawling oak trees provide a picturesque setting. The oversized property also includes a detached 24-by-24-foot garage, separate 20-by-14-foot workshop/storage building, additional parking, and a circular driveway. The expansive covered front porch, with its traditional columns and generous seating areas, is a defining feature of the home and an enduring example of Southern residential architecture. It provides a front-row connection to the charm of this established historic neighborhood. The location offers something increasingly desirable: the ability to enjoy a spacious residential property while remaining connected to a growing, walkable downtown. Historic Brooksville continues to attract locally owned businesses, restaurants, boutiques, coffee shops, markets, live music, and community festivals, supported by an active Main Street organization and a strong appreciation for the city's architectural heritage.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,946

Sqft

0.51 ac

Lot size

2

Garage

1933

Year built

Two

Levels

$195

Per sqft

Private poolFireplaceCity & Pool viewNegotiable

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Crown Molding · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionWood Frame · Wood Siding
FoundationCrawlspace
ViewCity · Pool
FacesEast
ExteriorCourtyard · Private Yard

Community & fees

Taxes (2025)$6,952/yr

Utilities & systems

UtilitiesBB/HS Internet Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,182 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,154
PMI (est., until 20% equity)$289
Property tax — 2025 actual bill$579
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $76,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $76,990
Interest rate6.00%
Loan term

Estimated payment

$5,182/mo

Principal & interest$4,154
PMI (est., until 20% equity)$289
Property taxes (actual bill)$579
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $770K
$739KedgeAI estimate $885,104 · range $797K–$974K$1.0M

vs edgeAI estimate

−13%

$/sqft vs Brooksville actives

$195 vs $191

Days on market

4 vs 69 typical

Where $195/sqft sits among the 400 Brooksville actives

132
135 · this home
65
24
14
30
$117–166$166–215$215–263$263–312$312–361$361+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Brooksville

Drive times from this address

Downtown Tampa≈ 60 min
Tampa Int’l Airport (TPA)≈ 60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brooksville. See the full Brooksville guide →

BROOKSVILLE 34601 — neighborhood snapshot

Population

23,648

Median age

51.4

Median income

$56,365

Median home value

$151,500

Avg household

2.25

Households w/ children

2,185

For the school run

Hernando County School District

ElementaryBrooksville Elementary School★★★★★
MiddleD. S. Parrott Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brooksville market

Seller’s marketLeans seller — 4.8 months of inventoryBuyer’s market

$300K → $296K

Brooksville median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

232 of 400

Brooksville actives have cut their price

Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 113% above the BROOKSVILLE 34601 median. See the full Brooksville market guide →

Paper trail

This home's history

Oct 15, 2026Listed at $769,900 · 4 days on market since
1933Built · HOWELLS ESTATE DIV TO

Reality check

What actually sold near 427 HOWELL AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

321 S BROOKSVILLE AVENUESold · Jun ’26

$700,000

321 S BROOKSVILLE AVENUE

5 bd · 3 ba · 3,740 sqft · $187/sqft · 505 DOM

158 LARK AVENUESold · Feb ’26

$740,000

158 LARK AVENUE

4 bd · 3.5 ba · 3,476 sqft · $213/sqft · 147 DOM

240 OLIVE STREETSold · Jul ’26

$500,000

240 OLIVE STREET

4 bd · 3 ba · 2,645 sqft · $189/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 427 HOWELL AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 427 HOWELL AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

427 HOWELL AVENUE FAQs

What would the monthly payment be for 427 HOWELL AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,182/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 427 HOWELL AVENUE?+

The most recent tax bill on record (2025) was $6,952. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Brooksville?+

At $769,900, this home is listed about 128% above the Brooksville median of $338,270. The market section on this page shows how the area is trending.

Which schools are assigned to 427 HOWELL AVENUE?+

Brooksville Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$769,900 runs 113% above the BROOKSVILLE 34601 median — but at 3,946 sqft it's also nearly twice the size of the typical Brooksville listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 4 days on market in a Brooksville market that averages 69 — if it fits, move quickly.

Listing courtesy of FLORIDA CRACKER PROPERTIES · Erica Sumner. MLS #W7890332.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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