CENTURY 21 Edge
$270,0002 bd2 ba1,638 sqft$165 /sqft≈$2,349 /mo all-in ↓

4704 TIBURON DRIVE, NEW PORT RICHEY, FL, 34655

Active21 days on marketListed Oct 17, 2026MLS #W7890369

✦ Priced 19% below the NEW PORT RICHEY 34655 medianFully furnishedSingle Family ResidenceHERITAGE LAKE PH 01

About this home

4704 TIBURON DRIVE

Welcome to Heritage Lake, one of New Port Richey's most popular 55+ communities, where affordable living and an active lifestyle come together! This single-family home offers a wonderful opportunity to enjoy the benefits of owning a detached residence with an incredibly low HOA fee of just $74 per month! Several important improvements have already been completed, including a NEW AIR CONDITIONER in 2024 and a NEW ROOF in 2018, providing peace of mind for years to come. One of the home's best features is the spacious 12x25 screened patio, added in 2019, featuring a concrete deck and insulated roof. This fantastic outdoor living space is perfect for enjoying your morning coffee, relaxing with a good book, or entertaining friends and family while enjoying Florida's beautiful weather. Heritage Lake is known for its welcoming atmosphere and outstanding amenities. Residents enjoy a beautiful clubhouse with a full calendar of social activities, a heated swimming pool and spa, tennis and pickleball courts, shuffleboard, bocce ball, billiards, card room, library, and a picturesque lakeside gazebo. Whether you prefer staying active or simply relaxing by the pool, there's something for everyone! Conveniently located near shopping, restaurants, medical facilities, golf courses, and everyday conveniences, with easy access to the Gulf Coast beaches and Tampa International Airport. Best of all, this is a true single-family home with a remarkably affordable monthly HOA fee, making it an excellent choice for those looking to enjoy the Florida retirement lifestyle without the high monthly expenses often associated with 55+ communities. Come see why so many residents love calling Heritage Lake home!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,638

Sqft

0.14 ac

Lot size

2

Garage

1983

Year built

One

Levels

$165

Per sqft

Furnished55+ community

Inside

FlooringCarpet
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan · Primary Bedroom Main Floor
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingHeat Pump
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System

Community & fees

HOA fee$74/mo
Taxes (2025)$1,700/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,349 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,854
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$142
HOA fee — from the listing$74
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,450Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,450
Interest rate7.50%
Loan term

Estimated payment

$2,349/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$142
HOA / condo fee$74
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $270K
$244KedgeAI estimate $277,833 · range $254K–$296K$308K

vs edgeAI estimate

−2.8%

$/sqft vs New Port Richey actives

$165 vs $193

Days on market

21 vs 66 typical

Where $165/sqft sits among the 400 New Port Richey actives

67
113 · this home
127
47
16
30
$89–138$138–186$186–234$234–283$283–331$331+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Lake

Drive times from this address

Tampa Int’l Airport (TPA)≈ 40 min
Downtown Tampa≈ 43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Heritage Lake — neighborhood snapshot

Population

1,248

Median age

76

Median income

$52,531

Median home value

$258,400

Avg household

1

Households w/ children

59%

For the school run

Pasco County School District

ElementaryLongleaf Elementary School★★★★★
MiddleRiver Ridge Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$284K → $280K

New Port Richey median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

235 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the NEW PORT RICHEY 34655 median. See the full New Port Richey market guide →

Paper trail

This home's history

Oct 17, 2026Listed at $270,000 · 21 days on market since
1983Built · HERITAGE LAKE PH 01

Reality check

What actually sold near 4704 TIBURON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10127 RINGLING STREETSold · Dec ’25

$415,000

10127 RINGLING STREET

3 bd · 2 ba · 1,629 sqft · $255/sqft · 88 DOM

3619 PLAYER DRIVESold · Mar ’26

$355,000

3619 PLAYER DRIVE

3 bd · 2 ba · 1,648 sqft · $215/sqft · 37 DOM

7923 ADELAIDE LOOPSold · Apr ’26

$305,000

7923 ADELAIDE LOOP

3 bd · 2 ba · 1,649 sqft · $185/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4704 TIBURON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4704 TIBURON DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4704 TIBURON DRIVE FAQs

What would the monthly payment be for 4704 TIBURON DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,349/mo — principal and interest, the actual property-tax bill, the $74/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4704 TIBURON DRIVE?+

The association fee works out to $74 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4704 TIBURON DRIVE?+

The most recent tax bill on record (2025) was $1,700. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4704 TIBURON DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $270,000, this home is listed about 4% below the New Port Richey median of $279,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4704 TIBURON DRIVE?+

Longleaf Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Darius DeBuhr, LLC. MLS #W7890369.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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