5850 MONTANA AVENUE, NEW PORT RICHEY, FL, 34652
Active16 days on marketListed Oct 22, 2026MLS #W7890430
About this home
5850 MONTANA AVENUE
Historic Downtown Masterpiece! High and Dry, 3-Bedroom with 400 SOFT Lofted Garage and Whole-House Generator! Steeped in authentic character and completely reimagined for modern coastal living, this stunning 3-bedroom historic residence sits high and dry outside the flood zone - just a peaceful, 5-minute walk to the vibrant heart of downtown New Port Richey and Sims Park. The sweet spot, where everyone wants to be. It sits right in a two-block walk to everything downtown. Uparalleled peace of mind comes standard here, featuring a newer roof (2 years old), updated mechanics, and a whole-house generator for absolute storm readiness. Step inside to soaring 9-foot ceilings, a cozy focal-point fireplace, a dedicated formal dining room, and an abundance of massive windows bathing the home in rich natural light. The interior shines with freshly refinished original hardwood floors, all-new light fixtures, and brand-new premium carpet in the bedrooms. A true labor of love, all 13 historically weighted-sash windows have been meticulously dismantled, fully restored to seamless operation, and masterfully rebuilt to preserve the homes architectural soul. Beyond the main home sits your ultimate backyard asset: a massive, 400-square-foot detached garage featuring full electric, power and water with a spacious upper loft-perfect for a premium workshop, home office, or hobbyist haven. This space is ripe for an effortless conversion into an income-producing ADU/Airbnb or guest house. Delivering historic prestige, massive utility, and zero monthly flood insurance overhead, this rare downtown package is the finest character, "Craftsman house" in New Port Richey!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,120
Sqft
0.13 ac
Lot size
1927
Year built
One
Levels
$266
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,604 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,604/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.4%
$/sqft vs New Port Richey actives
$266 vs $193
Days on market
16 vs 66 typical
Where $266/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Downtown New Port Richey — neighborhood snapshot
Population
1,630
Median age
45
Median income
$51,317
Median home value
$203,866
Avg household
2
Households w/ children
147
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$284K → $280K
New Port Richey median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
232 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 5850 MONTANA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$125,000
6312 MONTANA AVENUE · same community
2 bd · 1 ba · 1,063 sqft · $118/sqft · 71 DOM
Sold · Jun ’26$220,000
6730 JACKSON STREET · same community
2 bd · 1 ba · 880 sqft · $250/sqft · 64 DOM
Sold · Aug ’26$340,000
4747 MADISON STREET
4 bd · 2 ba · 1,116 sqft · $305/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5850 MONTANA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5850 MONTANA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5850 MONTANA AVENUE FAQs
What would the monthly payment be for 5850 MONTANA AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,604/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5850 MONTANA AVENUE?+
The most recent tax bill on record (2025) was $3,193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Port Richey?+
At $298,000, this home is listed about 6% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5850 MONTANA AVENUE?+
Richey Elementary School (elementary), Gulf Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RITA HILL REAL ESTATE · Rita Hill. MLS #W7890430.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New New Port Richey homes, in your inbox
Like 5850 MONTANA AVENUE but not quite? A daily digest of every new listing in New Port Richey — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →