10460 UTAH STREET, SPRING HILL, FL, 34608
Active14 days on marketListed Oct 24, 2026MLS #W7890561
About this home
10460 UTAH STREET
Virtually Staged. Value, potential and your own private oasis await savvy buyers! Offered at 359,000 dollars, this 3-bedroom, 2-bathroom pool home at 10460 Utah St, Spring Hill, FL 34608 is the perfect canvas for your personal touch. Spanning 1,874 square feet, this property pairs incredible bones and a spacious layout with the chance to build instant equity by customizing the finishes exactly to your taste. The Highlights: • Sparkling Pool & Outdoor Living: The centerpiece of this property is the expansive, screened lanai featuring a private, refreshing pool. It is the perfect setup for outdoor entertaining, needing only minor personal touches to transform it into a high-end backyard retreat. • Great Layout, Incredible Potential: Built with a highly desirable split-floor plan, the home offers a generous living space and a solid foundation. Whether you want to focus on cosmetic updates or roll up your sleeves for a modern kitchen remodel, the floor plan gives you everything you need to succeed. • Unbeatable Location with NO HOA OR CDD: Situated right in the heart of Spring Hill, you are minutes away from local schools, shopping, and dining, with no restrictive HOA rules or fees to limit your vision. At 359,000 dollars, this is a rare opportunity to move into a highly sought-after central location to make your own. Call now to schedule your showing today and bring all offers. Seller is offering 10,000 dollar buyer credit towards closing costs with accepted offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,874
Sqft
0.24 ac
Lot size
2
Garage
1988
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,888 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,888/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.6%
$/sqft vs SPRING HILL
$192 vs $197
Days on market
14 vs 48 typical
Where $192/sqft sits among the 313 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34608 — neighborhood snapshot
Population
36,658
Median age
43.9
Median income
$64,345
Median home value
$276,800
Avg household
2.55
Households w/ children
4,020
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$325K → $296K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
177 of 313
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the SPRING HILL 34608 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 10460 UTAH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$412,500
1118 TRINIDAD AVENUE · same community
3 bd · 2 ba · 1,878 sqft · $220/sqft · 5 DOM
Sold · Nov ’25$304,000
1251 MCNEAL ROAD · same community
4 bd · 2 ba · 1,840 sqft · $165/sqft · 43 DOM
Sold · Dec ’25$389,000
5555 BAFFIN CIRCLE · same community
3 bd · 2 ba · 1,910 sqft · $204/sqft · 156 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 10460 UTAH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10460 UTAH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10460 UTAH STREET FAQs
What would the monthly payment be for 10460 UTAH STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,888/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10460 UTAH STREET?+
The most recent tax bill on record (2025) was $1,253. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $359,000, this home is listed about 6% above the Spring Hill median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10460 UTAH STREET?+
Explorer K-8 (elementary), Frank W. Springstead High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TROPIC SHORES REALTY LLC · Lisa Groeneveld. MLS #W7890561.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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