CENTURY 21 Edge
$400,0003 bd2 ba1,391 sqft$288 /sqft≈$3,518 /mo all-in ↓

2383 GROVE VALLEY AVENUE, PALM HARBOR, FL, 34683

Active1 days on marketListed Oct 24, 2026MLS #W7890611

Single Family ResidenceBEACON GROVES

About this home

2383 GROVE VALLEY AVENUE

WELCOME TO YOUR TROPICAL PARADISE at 2383 Grove Valley Ave, Palm Harbor, FL in the established Beacon Groves subdivision in Pinellas County. This FANTASTIC home consists of 3 bedrooms, 2 bathrooms & 2 car garage in a NO HOA, NO CDD, NO FLOOD ZONE. Key exterior features are BRAND NEW ROOF (10/2026), water heater (8/2019), carriage lights, rain gutters, concrete double driveway & walkway, private mailbox & front porch with pergola. As you step through the front door with semi-circular window, you'll LOVE the OPEN FLOOR PLAN consisting of the foyer with coat closet, kitchen, living & dining rooms. Laminate or tile floors elegantly dress up all the floors (NO CARPET ANYWHERE). The ENTIRE interior - all walls & ceilings - are FRESHLY PAINTED with washable & durable Sherwin Willliams paint (10/2026). Sunshine streams through the multiple windows illuminating the interior together with the updated light fixtures. The FOCAL POINT of the living room is the wood burning FIREPLACE with brick wall, wooden mantle & slate tile for the hearth. The WONDERFUL kitchen features updated appliances (stainless steel fridge, stainless steel smooth-top range & dishwasher), double sink, plentiful cabinets with bamboo-shaped hardware, stainless steel tile backsplash behind the range, laminate counters & breakfast bar. Create precious memories in the dining room or enjoy casual meals in the screened & covered lanai. The SPACIOUS primary bedroom can fit king-size furniture & has a ceiling fan, a wall of closets & en-suite bathroom. The private bathroom consists of a sunken tiled shower, corner shelving, mirrored medicine cabinet, newer toilet & vanity with storage & cultured marble counter. The 2nd bedroom, fitting king-size furniture, is located at the front of the house & features a walk-in closet & ceiling fan. The nearby 3rd bedroom has a walk-in closet & ceiling fan. The hall bathroom has a medicine cabinet, UPDATED vanity with cultured marble counter that looks like stone & tiled tub/shower combo with DUAL SHOWER HEADS, glass shelving & an artistic mosaic design strip. There is CONVENIENT linen closet in the hall for extra storage. The OVERSIZED 2-CAR GARAGE has epoxied concrete floor, side door exit, automatic door opener, newer garage door, attic access & a storage/workshop nook. The washer & dryer laundry machines located in the garage are included in the sale. More details to LOVE about the home: TALL ceilings that make the house feel LARGER & BRIGHTER, windows blinds that add privacy, multiple ceiling fans circulating cool air, FULLY FENCED YARD with vinyl privacy fencing, exterior lights & mature TROPICAL LANDSCAPING including tall palm trees & shrubs (landscaping all professionally trimmed & cleaned up 10/2026). Your STELLAR home is located close to restaurants, shopping, medical/professional offices, festivities, WORLD FAMOUS BEACHES & tourist attractions! MAKE THIS YOUR FUTURE HOME!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,391

Sqft

0.14 ac

Lot size

2

Garage

1982

Year built

One

Levels

$288

Per sqft

FireplaceGarden viewPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Laminate Counters · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewGarden
FacesWest
ParkingCovered · Driveway · Garage Door Opener · Ground Level · Off Street · Workshop in Garage
ExteriorLighting · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$5,218/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,518 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,746
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$435
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate7.50%
Loan term

Estimated payment

$3,518/mo

Principal & interest$2,746
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$435
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$322KedgeAI estimate $361,308 · range $335K–$397K$416K

vs edgeAI estimate

+10.7%

$/sqft vs Palm Harbor actives

$288 vs $264

Days on market

1 vs 63 typical

Where $288/sqft sits among the 400 Palm Harbor actives

72
92
88
80 · this home
34
34
$155–199$199–243$243–287$287–331$331–376$376+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Drive times from this address

Tampa Int’l Airport (TPA)≈ 34 min
Downtown Tampa≈ 38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

PALM HARBOR 34683 — neighborhood snapshot

Population

34,180

Median age

47.5

Median income

$90,037

Median home value

$424,200

Avg household

2.46

Households w/ children

3,432

For the school run

Pinellas County School District

HighPalm Harbor University High★★★★★
ElementaryOzona Elementary School★★★★★
MiddlePalm Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller — 3.7 months of inventoryBuyer’s market

$420K → $440K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

224 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Oct 24, 2026Listed at $400,000 · 1 days on market since
1982Built · BEACON GROVES

Reality check

What actually sold near 2383 GROVE VALLEY AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2339 ORANGESIDE ROADSold · Feb ’26

$540,000

2339 ORANGESIDE ROAD · same community

3 bd · 2 ba · 1,356 sqft · $398/sqft · 2 DOM

2457 ORANGEPOINTE AVENUESold · Nov ’25

$347,500

2457 ORANGEPOINTE AVENUE · same community

2 bd · 2 ba · 1,286 sqft · $270/sqft · 22 DOM

2436 BEACON GROVES BOULEVARDSold · Apr ’26

$485,000

2436 BEACON GROVES BOULEVARD · same community

3 bd · 2 ba · 1,532 sqft · $317/sqft · 69 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2383 GROVE VALLEY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2383 GROVE VALLEY AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2383 GROVE VALLEY AVENUE FAQs

What would the monthly payment be for 2383 GROVE VALLEY AVENUE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,518/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2383 GROVE VALLEY AVENUE?+

The most recent tax bill on record (2025) was $5,218. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2383 GROVE VALLEY AVENUE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $400,000, this home is listed about 3% above the Palm Harbor median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2383 GROVE VALLEY AVENUE?+

Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

02Fresh on the market

Only 1 day on market in a Palm Harbor market that averages 63 — if it fits, move quickly.

03Strong assigned schools

Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FUTURE HOME REALTY · Janina Wozniak. MLS #W7890611.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2383 GROVE VALLEY AVENUE, PALM HARBOR, FL — 3 Bed, 2 Bath — $400,000 | CENTURY 21 Edge