Homes for sale in
Fort Walton Beach, Florida
Emerald Coast living without the resort-town price tag
1
Homes for sale
$352,000
Median list price
$204
Avg price / sqft
55
Median days on market
Fort Walton Beach sits on Florida's Emerald Coast in Okaloosa County, where sugar-white sand and the Gulf's green water anchor everyday life. It's a Panhandle beach town with real roots — a place that balances shoreline access with the practicality of a working community, not just a vacation strip. That mix draws buyers who want the coast to be part of their routine rather than a once-a-year trip.
The for-sale market here is exceptionally tight right now, with just one active listing and only two homes sold in the past year. That thin inventory means when a home hits the market, you move quickly — keep an eye on single-family homes and any just reduced listings, and plan to tour open houses this week the moment they post.
Fort Walton Beach is in Okaloosa County, Florida.
Within a 30-minute drive
Quick facts
$352,000 – $352K price range
1,726 sqft median home
Balanced right now
Fresh on the market
Newest homes in Fort Walton Beach
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1 of 1 active listings shown
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Most popular Fort Walton Beach searches
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Property features
Where the market lives
The numbers that matter
The Fort Walton Beach market
Balanced
6.0 months of inventory
Supply and demand are roughly even — negotiation cuts both ways.
2
Sold, last 12 months
$295,000
Median sold price
97%
Sale-to-list ratio
What sellers actually get vs asking
23 days
Median time to sell
Fort Walton Beach vs Okaloosa County
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▼ 48.9% yr/yr
Homes on the market
Homes sold per month
Live Stellar MLS data — listings and closed sales in Fort Walton Beach, FL. Rolling medians smooth single-month swings in thin markets.
Where to look
Fort Walton Beach neighborhoods
Show all 7 Fort Walton Beach neighborhoods A–ZHide the full neighborhood list+
Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.
Beyond the listings
Living in Fort Walton Beach
Emerald Coast address
Fort Walton Beach puts you on one of the Gulf's most striking stretches of white-sand shoreline.
Extremely limited inventory
With a single active listing, this is a market where prepared buyers win.
Sellers holding firm
Homes sold over the past year fetched about 97% of asking, so lowball offers rarely land.
Manageable carrying costs
A median HOA of $90/month and property taxes around $3,591/year keep monthly ownership reasonable.
Townhome-friendly entry
The current active listing is a townhouse, an option for buyers wanting less maintenance near the coast.
Population
20,956
Median age
39.2
Median income
$66,556
Median home value
$296,000
What people here are into
Appearance oriented
Top 13% in the U.S.Body Art
Who says the body isn't a canvas? This population loves talking about tattoos, body art and piercings.
Active
Top 13% in the U.S.Fitness Obsession
Passionate about strength training, this population relies heavily on the encouragement of the exercise community. While these people seek the latest fitness techniques, they're also interested in supplements and equipment.
Entertainment
Top 13% in the U.S.Lighthearted Fun
This population is all about keeping the mood light and good, clean fun. Common activities include spending time outdoors, catching up with friends, and dancing.
Food & Drink
Top 15% in the U.S.Hops & Brews
Thirst isn't the only reason this population looks for a good brew. From beer drinkers on a budget to the millennial craft beer enthusiast, these men and women are passionate about different kinds of beer and how it's made.
Lifestyles
Top 16% in the U.S.Wealth Signaling
Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.
Active
Top 17% in the U.S.Yoga Advocates
Improving flexibility, strength, and overall well-being is the yogi's aim. This population is looking for the right community, instruction, and accessories.
What it really costs
Owning here
Owning the median Fort Walton Beach home
≈ $2,454/mo
$352,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
0%
In a FEMA flood zone
Most homes here sit outside high-risk zones
Straight answers
Fort Walton Beach real estate FAQs
Is Fort Walton Beach a good place to live?+
It's an Emerald Coast town in Okaloosa County that pairs beach access with a real, year-round community feel rather than a purely seasonal vibe. Buyers who want the Gulf woven into daily life — not saved for vacation — tend to like the balance here.
Is Fort Walton Beach expensive?+
It's moderate for the Emerald Coast, with a median list price of $352,000 and homes selling recently at a median of $295,000. Carrying costs stay reasonable too, with a median HOA around $90/month and property taxes near $3,591/year.
What do homes cost in Fort Walton Beach?+
The current active listing is priced at $352,000, and at roughly $204 per square foot on a typical 1,726-square-foot home, that's the going rate right now. Over the past year, the median sold price came in at $295,000.
How is the housing market in Fort Walton Beach?+
It's very tight — just one active listing and only two homes sold in the last 12 months. Homes take a median of 55 days to sell and go for about 97% of asking, so serious buyers should be ready to act fast when inventory appears.
What about HOA fees and property taxes?+
The median HOA runs about $90 per month, which is on the lighter side and fits the townhome mix currently on the market. Property taxes come in around $3,591 per year, keeping the overall cost of ownership predictable.
Keep exploring
Nearby areas
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.
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