Hillsboro Beach, Florida

It's a quiet, water-focused town on a narrow barrier island, ideal if you want the Atlantic and Intracoastal at your doorstep over mainland convenience. Nearly all inventory is waterfront — 71 of 75 active listings — and 60 come with a pool. Assigned schools include Cresthaven, Crystal Lakes, and Deerfield Beach.

It runs premium: the median list price is $799,900 and the average is $827 per square foot, well above typical Broward pricing. There's a wide spread, from around $299,000 up to $46,000,000, so you can browse by price to find the entry points.

Over the last 12 months, 80 homes sold at a median price of $532,500, while current active listings carry a higher $799,900 median. The gap reflects both the luxury tier — 26 listings are above $1M — and the fact that some priced-high units are still sitting.

It favors buyers. The median days on market is 107 and sellers are getting about 92% of their asking price, which means there's genuine negotiating room. Keep an eye on the just reduced listings, since slow-moving inventory often sees price cuts.

Because this is a condo-heavy town, monthly association fees are a real part of ownership, though the median HOA figure isn't reported in current data. The median property tax is about $8,506 per year, and median rent runs $4,900 per month for reference. Confirm exact HOA costs building by building among the waterfront homes you're considering.