10315 CORTEZ ROAD W UNIT 19H, BRADENTON, FL, 34210
Active285 days on marketListed Oct 28, 2025MLS #A4669974
About this home
10315 CORTEZ ROAD W UNIT 19H
Welcome to Paradise Bay Estates — a premier 55+ waterfront community along the shores of Sarasota Bay, just 2 miles from the sparkling beaches of Anna Maria Island! This beautifully updated 2BR/2BA home offers a bright, open floor plan and a spacious Florida Room perfect for relaxing or entertaining. Expanded parking pad with room for your boat and two convenient storage sheds provide plenty of space for all your coastal living essentials. Paradise Bay Estates is alive with activities and friendly faces — offering golf and kayak trips, dances, live shows, and potluck dinners at the clubhouse. Enjoy monthly “Music on the Bay” events, sunset gatherings in the waterfront gazebos, and an active social calendar filled with fun and connection. Community amenities include a heated pool and spa, shuffleboard and pickleball courts, library, and fishing pier. Whether you’re soaking up the sun, joining friends for a waterfront concert, or enjoying quiet time in your Florida Room, this home and community deliver the best of the Gulf Coast lifestyle — welcoming, vibrant, and just minutes to everything Anna Maria Island has to offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,339
Sqft
0.11 ac
Lot size
1968
Year built
One
Levels
$265
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,769 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,769/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.1%
$/sqft vs PARADISE BAY ESTATES CO-OP
$265 vs $270
Days on market
285 vs 55 typical
Where $265/sqft sits among the 6 homes for sale in PARADISE BAY ESTATES CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
1 of 6
PARADISE BAY ESTATES CO-OP have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 10315 CORTEZ ROAD W UNIT 19H
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$399,000
10315 CORTEZ ROAD W UNIT 5H · same community
2 bd · 2 ba · 1,404 sqft · $284/sqft · 0 DOM
Sold · Dec ’25$350,000
10315 CORTEZ RD W UNIT 13H · same community
2 bd · 2 ba · 1,188 sqft · $295/sqft · 62 DOM
Sold · Apr ’26$218,000
10315 CORTEZ ROAD W UNIT 24H · same community
2 bd · 1 ba · 1,076 sqft · $203/sqft · 287 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10315 CORTEZ ROAD W UNIT 19H — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10315 CORTEZ ROAD W UNIT 19H — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10315 CORTEZ ROAD W UNIT 19H FAQs
What would the monthly payment be for 10315 CORTEZ ROAD W UNIT 19H?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,769/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10315 CORTEZ ROAD W UNIT 19H?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10315 CORTEZ ROAD W UNIT 19H?+
The most recent tax bill on record (2024) was $2,188. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10315 CORTEZ ROAD W UNIT 19H?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $355,000, this home is listed about 9% below the Bradenton median of $389,650. The market section on this page shows how the area is trending.
Which schools are assigned to 10315 CORTEZ ROAD W UNIT 19H?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$355,000 runs 79% above the BRADENTON 34210 median.
02Time on market is leverage
285 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $399,999, now $355,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WAGNER REALTY · Sandra Greiner, PA. MLS #A4669974.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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