CENTURY 21 Edge
$424,9002 bd2 ba1,026 sqft$414 /sqft$3,204 /mo all-in ↓

10315 CORTEZ ROAD W UNIT 1-4, BRADENTON, FL, 34210

Active107 days on marketListed Apr 23, 2026MLS #A4690231

Manufactured HomePARADISE BAY ESTATES CO-OP

About this home

10315 CORTEZ ROAD W UNIT 1-4

Don't settle for just a "water view", when you can have "water frontage", directly on Sarasota Bay AND have the unobstructive view to enjoy those majestic sunsets without leaving home.  This 2 Bedroom, 2 Full Bath Jacobson home comes turnkey furnished for the convenience of moving right in after taking ownership! Outside in the front of your home, the newer pavers add space for extra parking, ready to become the foundation to add a raised deck for keeping an eye on the manatees & dolphins that frequent between the mangroves & docked boats. In the rear of the home, 2 full size parking areas makeup the driveway. Great place to add an overhang for a carport for your picnic table & bbq grill. (which is remaining along with a covered love seat swing with canopy.) Extra storage comes with a large shed complete with a window for air circulation & downspouts for directing the rain away from the property, it is also securely anchored down for stability. New siding was installed throughout the exterior of the home along with navy blue custom shutters to promote that nautical look!. New lattice was added arounder the perimeter, which aids in air circulation. The roof was also just replaced during the renovation. Heading back inside, choose one of two entrances on either side of the home for your convenience. Enjoy granite counters in your kitchen along with a window over the sink to let natural light in while you're preparing your favorite recipe for your guests. Dining area is right off of the kitchen which joins the living room. Both stretch across the front of the home along with several windows to enjoy the scenery & catch a few boats going by or admire the variety of birds that frequent this area. Heading down the hall to the bedrooms, you'll come upon bifold doors which store your full-size washer & dryer. Continuing down the hall, you'll be at your guest bath with a full shower.  Guest room & primary bedroom are a generous size, complete with ample closet space. The primary is ensuite. Paradise Bay is a very desirable 55+ community, complete with boat slips available for rent along with boat storage on the premises for those that prefer to store their vessel out of the water. The boat ramps are conveniently located throughout the community for ease of launching your watercraft, kayaks & jet skis. Ramps are private & just for residents of the park. This is a very friendly park with scheduled activities & entertainment, just check the schedule at the clubhouse. Enjoy tennis, bocce ball, pickle ball & shuffleboard for some friendly competition. If you choose to venture out, Anna Maria Island is a quick drive on Cortez Rd. Only about 5 minutes until your toes are in the powdery soft sand searching for beautiful shells along the coastline. Restaurants are in abundance throughout Bradenton, along with grocery stores, houses of worship & shopping. For sports enthusiasts, golfing, fishing, hiking, parasailing, biking, recreational parks & even boating charters. Three airports, from a quick 15 minutes away to just under an hour away. Come & see for yourself, and make this bayfront, unobstructed view home your new address!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,026

Sqft

0.08 ac

Lot size

1998

Year built

One

Levels

$414

Per sqft

Water viewTurnkey55+ community

Inside

FlooringCarpet
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Stone Counters · Thermostat
LaundryLaundry Closet
CoolingWall/Window Unit(s)
HeatingNone
FurnishedTurnkey

Outside & construction

RoofMembrane
ConstructionVinyl Siding
FoundationConcrete Perimeter
ViewWater
FacesSouth
ExteriorAwning(s) · Hurricane Shutters · Outdoor Grill · Storage

Community & fees

HOA fee$180/mo
Taxes (2025)$2,096/yr
PetsCats OK
CommunityBoat Slip · Community Boat Ramp · Marina · Private Boat Ramp · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Golf · Pool · Racquetball · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,204 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,501
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$175
HOA fee — from the listing$180
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,872Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,872
Interest rate6.00%
Loan term

Estimated payment

$3,204/mo

Principal & interest$2,501
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$175
HOA / condo fee$180
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PARADISE BAY ESTATES CO-OP

$414 vs $265

Days on market

107 vs 55 typical

Where $414/sqft sits among the 6 homes for sale in PARADISE BAY ESTATES CO-OP

2
3
0
1
0
0 · this home
$209–243$243–277$277–311$311–346$346–380$380+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 10315 CORTEZ ROAD W UNIT 1-4

Drive times from this address

Downtown Tampa64 min
Tampa Int’l Airport (TPA)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34210 — neighborhood snapshot

Population

17,301

Median age

56.3

Median income

$64,306

Median home value

$279,500

Avg household

2.09

Households w/ children

1,160

For the school run

Manatee County School District

ElementarySea Breeze Elementary School★★★★
MiddleW. D. Sugg Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

2 of 6

PARADISE BAY ESTATES CO-OP have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 114% above the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

Apr 23, 2026Listed at $424,900 · 107 days on market since
1998Built · PARADISE BAY ESTATES CO-OP

Reality check

What actually sold near 10315 CORTEZ ROAD W UNIT 1-4

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10315 CORTEZ ROAD W UNIT 6-1Sold · Feb ’26

$230,000

10315 CORTEZ ROAD W UNIT 6-1 · same community

2 bd · 2 ba · 1,015 sqft · $227/sqft · 66 DOM

10315 CORTEZ ROAD W UNIT 17FSold · Sep ’25

$325,000

10315 CORTEZ ROAD W UNIT 17F · same community

3 bd · 1.5 ba · 1,054 sqft · $308/sqft · 142 DOM

10315 CORTEZ ROAD W UNIT 24HSold · Apr ’26

$218,000

10315 CORTEZ ROAD W UNIT 24H · same community

2 bd · 1 ba · 1,076 sqft · $203/sqft · 287 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10315 CORTEZ ROAD W UNIT 1-4 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10315 CORTEZ ROAD W UNIT 1-4 — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10315 CORTEZ ROAD W UNIT 1-4 FAQs

What would the monthly payment be for 10315 CORTEZ ROAD W UNIT 1-4?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,204/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10315 CORTEZ ROAD W UNIT 1-4?+

The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10315 CORTEZ ROAD W UNIT 1-4?+

The most recent tax bill on record (2025) was $2,096. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10315 CORTEZ ROAD W UNIT 1-4?+

The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $424,900, this home is listed about 9% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 10315 CORTEZ ROAD W UNIT 1-4?+

Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Joyce Roche. MLS #A4690231.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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